Financial Advisor Salary in Northampton, MA: $147,996 (2026)
Quick Answer:A full-time financial advisor in Northampton, MA earns a median $147,996/year (≈ $71.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Northampton's price level (9% above national, BEA RPP 108.5), that paycheck buys what $136,402 would nationally. Nominal pay sits 13.2% above the Massachusetts state average.
Based on BLS state-level estimates · View source
Financial advisors in Northampton, Massachusetts, command a competitive median annual salary of $147,996, significantly higher than the national median of $108,537 for 2026. This compensation reflects a market wherein the salary range spans from $85,837 at the 10th percentile to $229,393 at the 90th percentile, indicating a healthy range of financial advisor pay in Northampton, MA. Supporting these figures are estimates based on 2025 BLS data, projecting adjustments for regional cost variations. The compensation dynamics are shaped by the structural divide between wirehouse employment and independent Registered Investment Advisors (RIAs). The AUM (assets under management) model prevalent among RIAs typically supports more lucrative financial outcomes than the commission-based structures often seen in wirehouses, creating a robust environment for advisors who can effectively manage client assets.
About the Northampton Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $85,837 | $41.27 |
| Lower Range (P25) | $106,557 | $51.23 |
| Median (P50)(typical) | $147,996 | $71.15 |
| Upper Range (P75) | $189,435 | $91.07 |
| Top Earners (P90) | $229,393 | $110.28 |
Median Salary Position
36.36% above the national average
2026 Salary Percentile Distribution in Northampton
In Northampton, MA, the financial advisor salary spread from the 10th to 90th percentile is $143,556 (2026 est.). At $147,996, the local median is 36.36% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Northampton: You'd be in the lower-middle range
How Northampton Financial Advisor Pay Compares
Northampton median: $147,996/year (2026)
| Compared To | Median Salary | Northampton Pays |
|---|---|---|
| Massachusetts Average | $130,738 | +13.20% more |
| National Average | $108,537 | +36.36% more |
Financial Advisors in Northampton, MA earn a median of $147,996 per year (2026 est.), which is 36.36% higher than the national median of $108,537 and 13.20% above the Massachusetts state average of $130,738.
Cost-of-Living Adjusted Salary
Northampton has a cost of living 8.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Northampton, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $147,996 is competitive, the higher cost of living reduces purchasing power to an effective $136,402 — a 7.83% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$119,788
2025 BLS Actual
$143,268
2026 Current Est.
$147,996
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Northampton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $119,788 | Actual |
| 2020 | $121,806 | Actual |
| 2021 | $128,405 | Actual |
| 2022 | $130,069 | Actual |
| 2023 | $135,782 | Actual |
| 2024 | $157,854 | Actual |
| 2025 | $143,268 | Actual |
| 2026(current) | $147,996 | Estimated |
| 2027 | $152,880 | Projected |
Based on 7 years of BLS OEWS data for the Northampton metropolitan area, the median financial advisor salary grew 19.6% from $119,788 (2019) to $143,268 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $152,880 by 2027 — a total increase of $33,092 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Northampton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $85,837 – $106,557 |
| 3-5 years (Mid Career) | $106,557 – $147,996 |
| 5+ years (Experienced) | $147,996 – $189,435 |
| 10+ years (Top Earner) | $189,435 – $229,393 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Northampton
There are currently six financial advisors operating in Northampton, suggesting a tight-knit professional community. With a cost-of-living index of 108.5, advisors must navigate the realities of living expenses that outpace the national average, impacting take-home pay and purchasing power. Among the employers in the area, wirehouses like Morgan Stanley and Merrill Lynch might offer high salaries, yet many advisors are finding increasing success with independent RIAs, which can provide enhanced flexibility and a fee-only fiduciary model. Factors contributing to the salary spectrum include the advisor's assets under management, client demographic, and whether they possess credentials like CFP or CFA. To optimize earning potential, financial advisors here should focus on building a substantial client base, improving their asset management capabilities, and pursuing advanced certifications, all while carefully considering their business model to suit the evolving demands of the market in Northampton.
More salary data for Northampton, MA:
Frequently Asked Questions
How much do financial advisors make in Northampton, MA in 2026?
Is Northampton, MA a good place to work as a financial advisor?
Can financial advisors make $100K in Northampton?
What is the cost-of-living adjusted financial advisor salary in Northampton?
How much does a financial advisor make per hour in Northampton?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Massachusetts
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $143,268 for financial advisorsin the Northampton metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Northampton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov