Financial Advisor Salary in Amherst Town, MA: $149,981 (2026)
Quick Answer:A full-time financial advisor in Amherst Town, MA earns a median $149,981/year (≈ $72.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Amherst Town's price level (0% above national, BEA RPP 100.2), that paycheck buys what $149,617 would nationally. Nominal pay sits 14.7% above the Massachusetts state average.
Official BLS data · View source
In Amherst Town, Massachusetts, the projected median salary for financial advisors is a noteworthy $149,981 for 2026, which is significantly higher than the national median of $108,537. This figure reflects the area's evolving job market, where financial advisors operate mostly in the bifurcated structure of commission-based wirehouses and fee-only Registered Investment Advisors (RIAs). As a result, salaries vary considerably across the market spectrum, ranging from a low of $59,191 at the tenth percentile to as high as $366,488 at the ninetieth percentile. These figures, derived from 2025 BLS OEWS data and projected to 2026, indicate that Amherst Town’s financial advisors, particularly those associated with RIAs, are benefiting from a strong assets under management (AUM) model that tends to pay more than traditional commission structures prevalent at wirehouses.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $59,191 | $28.46 |
| Lower Range (P25) | $88,817 | $42.70 |
| Median (P50)(typical) | $149,981 | $72.10 |
| Upper Range (P75) | $198,863 | $95.60 |
| Top Earners (P90) | $366,488 | $176.20 |
Median Salary Position
38.18% above the national average
2026 Salary Percentile Distribution in Amherst Town
In Amherst Town, MA, the financial advisor salary spread from the 10th to 90th percentile is $307,297 (2026 est.). At $149,981, the local median is 38.18% above the national median of $108,537.
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At 40 hours/week in Amherst Town: You'd be in the lower-middle range
How Amherst Town Financial Advisor Pay Compares
Amherst Town median: $149,981/year (2026)
| Compared To | Median Salary | Amherst Town Pays |
|---|---|---|
| Massachusetts Average | $130,760 | +14.70% more |
| National Average | $108,537 | +38.18% more |
Financial Advisors in Amherst Town, MA earn a median of $149,981 per year (2026 est.), which is 38.18% higher than the national median of $108,537 and 14.70% above the Massachusetts state average of $130,760.
Cost-of-Living Adjusted Salary
Amherst Town has a cost of living 0.24% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Amherst Town, MA has a cost-of-living index of 100.243 (above the national average of 100). While the nominal salary of $149,981 is competitive, the higher cost of living reduces purchasing power to an effective $149,617 — a 0.24% reduction.
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2019 Est.
$121,395
2025 BLS Actual
$145,190
2026 Current Est.
$149,981
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Amherst Town (2019–2027)
2019–2025: estimated from national BLS trend. 2025: local BLS actual. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $121,395 | Actual |
| 2020 | $123,440 | Actual |
| 2021 | $130,128 | Actual |
| 2022 | $131,814 | Actual |
| 2023 | $137,604 | Actual |
| 2024 | $141,141 | Actual |
| 2025 | $145,190 | Actual |
| 2026(current) | $149,981 | Estimated |
| 2027 | $154,931 | Projected |
Based on a 3.30% compound annual growth rate derived from BLS historical data, the median financial advisor salary in Amherst Town, MA is projected to increase from $121,395 in 2019 to $154,931 by 2027 — a total increase of $33,536 (27.63%).
Note: Historical values (2019–2024) are estimated from national BLS OEWS trends. The 2025 figure is sourced directly from the BLS OEWS survey. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from national BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $59,191 – $88,817 |
| 3-5 years (Mid Career) | $88,817 – $149,981 |
| 5+ years (Experienced) | $149,981 – $198,863 |
| 10+ years (Top Earner) | $198,863 – $366,488 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Amherst Town
With 40 financial advisors currently employed in the region, Amherst Town showcases a promising job market for this profession, although the cost of living in the area, indicated by a cost-of-living index of 100.243, adds complexity to take-home pay. Financial advisors in this area can maximize their income potential by targeting high-paying employers such as wirehouses like Morgan Stanley and Merrill Lynch, which often offer attractive base salaries alongside commission structures. However, independent RIAs and those with robust AUM books typically provide opportunities for higher compensation linked to client assets, particularly among affluent clientele. To further enhance earning potential, advisors may consider obtaining credentials such as the CFP or CFA, as these designations can command a premium in the market. Additionally, advisors can benefit from understanding various compensation models within the industry and strategically positioning themselves to leverage higher-paying clients, thereby navigating the disparity between lower and higher income brackets in Amherst Town’s financial advisory landscape.
More salary data for Amherst Town, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $145,190 for financial advisorsin the Amherst Town metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS , released .
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov