Financial Advisor Hourly Pay in Northampton, MA: $71.15 (2026)
Quick Answer:Hourly pay for a financial advisor working in Northampton, MA runs $71.15 at the median for 2026 — annualizing to $147,996 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Northampton's regional price level (BEA RPP 108.5, 9% above national), each hour of work buys what $65.58 nationally would. A 24-hour part-time schedule grosses $88,799 per year.
Based on BLS state-level estimates · View source
In Northampton, Massachusetts, the financial advisor hourly pay is projected to be $71.15 in 2026, notably surpassing the national median hourly rate of $52.18. This premium reflects not only the local economic conditions but also the increasing demand for financial planning expertise. For part-time advisors working roughly three days a week, this rate translates to substantial earnings, allowing flexibility for those balancing other commitments or seeking a per-diem work structure. The hourly range for financial advisors here extends from $41.27 for entry-level positions to around $110.28 for top earners, indicating a broad spectrum of compensation tied to experience and client portfolio complexity. Typical working environments for these professionals include wirehouse branch offices, insurance agency spaces, and remote virtual meetings, each offering distinct engagement opportunities with clients.
About the Northampton Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $41.27 | $330.15 |
| Lower Range (P25) | $51.23 | $409.81 |
| Median (P50) | $71.15 | $569.22 |
| Upper Range (P75) | $91.07 | $728.55 |
| Top Earners (P90) | $110.28 | $882.26 |
Estimated Annual Income by Work Schedule in Northampton
Based on $71.15/hr median hourly rate · 2026 est.
At $71.15/hr, a financial advisor working full-time (40 hr/wk) in Northampton, MA can expect to earn approximately $147,998 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $85,384. With a cost-of-living index of 108.50 (above the national average), these earnings may be offset by higher expenses in Northampton.
Hourly Rate Calculator
Schedule Comparison in Northampton
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,846.12 | $12,333 | $147,998 |
| Part-Time (24 hrs) | $1,707.67 | $7,400 | $88,799 |
| Per Diem (16 hrs) | $1,138.45 | $4,933 | $59,199 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Northampton) | $71.15 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Northampton, MA earn a median of $147,996 per year (2026 est.), which is 36.36% higher than the national median of $108,537 and 13.20% above the Massachusetts state average of $130,738.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $71.15/hr = $88,799/year (purchasing power: $81,842).
Working 40h/week (full-time) = $147,998/year (purchasing power: $136,404).
CoL index: 108.5 (100 = national average).
2019 BLS Actual
$57.59/hr
2025 BLS Actual
$68.88/hr
2026 Current Est.
$71.15/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Northampton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $57.59/hr | Actual |
| 2020 | $58.56/hr | Actual |
| 2021 | $61.73/hr | Actual |
| 2022 | $62.53/hr | Actual |
| 2023 | $65.28/hr | Actual |
| 2024 | $75.89/hr | Actual |
| 2025 | $68.88/hr | Actual |
| 2026(current) | $71.15/hr | Estimated |
| 2027 | $73.50/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Northampton grew 19.6% from $57.59/hr (2019) to $68.88/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $73.50/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Northampton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Northampton
When considering part-time opportunities, a financial advisor working three days a week at 24 hours total would need to assess how this income compares to full-time roles. Experienced fiduciaries consulting on a per-diem basis often charge substantial fees for project-based services, ranging from $3,000 to $15,000 per comprehensive plan. In Northampton, the financial advisor hourly rate can vary significantly depending on the employer type — wirehouses like Morgan Stanley and independent offices such as registered investment advisors or insurance-affiliated firms may pay different rates commensurate with benefits offered. Advisors might opt for lower hourly compensation in exchange for health insurance or other perks, highlighting the need for careful negotiation based on total compensation and work-life balance. For those looking to enter the market or switch firms, being armed with industry knowledge about differing employer compensation structures can offer a strategic advantage in salary discussions.
More salary data for Northampton, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Northampton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Northampton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov