Financial Advisor Hourly Pay in Garner, NC: $48.14 (2026)
Quick Answer:Hourly pay for a financial advisor working in Garner, NC runs $48.14 at the median for 2026 — annualizing to $100,130 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Garner's regional price level (BEA RPP 93.6, 6% below national), each hour of work buys what $51.43 nationally would. A 24-hour part-time schedule grosses $60,076 per year.
Based on BLS state-level estimates · View source
In Garner, North Carolina, financial advisors earn a median hourly rate of $48.14, which falls below the national median of $52.18. This disparity reflects local market conditions, where the financial advisor hourly pay is competitive but indicative of the city’s cost of living index being 93.6, which is below the national average. For part-time or per-diem advisors working around three days a week, this hourly rate can translate into a manageable earning structure, allowing for flexibility in working environments such as wirehouse branch offices or client homes. The financial advisor hourly range in Garner runs from $27.92 on the lower end for entry-level positions, up to $74.61 for top earners, making it possible for various professionals to chart different career paths based on their experience and chosen employer type.
About the Garner Market
Salary estimated from North Carolina average ($105,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $27.92 | $223.38 |
| Lower Range (P25) | $34.66 | $277.26 |
| Median (P50) | $48.14 | $385.10 |
| Upper Range (P75) | $61.62 | $492.95 |
| Top Earners (P90) | $74.61 | $596.91 |
Estimated Annual Income by Work Schedule in Garner
Based on $48.14/hr median hourly rate · 2026 est.
At $48.14/hr, a financial advisor working full-time (40 hr/wk) in Garner, NC can expect to earn approximately $100,127 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $57,765. With a cost-of-living index of 93.60 (below the national average), these earnings stretch further in Garner.
Hourly Rate Calculator
Schedule Comparison in Garner
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,925.51 | $8,344 | $100,127 |
| Part-Time (24 hrs) | $1,155.31 | $5,006 | $60,076 |
| Per Diem (16 hrs) | $770.20 | $3,338 | $40,051 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Garner) | $48.14 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Garner, NC earn a median of $100,130 per year (2026 est.), which is 7.75% lower than the national median of $108,537 and 4.10% below the North Carolina state average of $104,411.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $48.14/hr = $60,076/year (purchasing power: $64,184).
Working 40h/week (full-time) = $100,127/year (purchasing power: $106,973).
CoL index: 93.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$38.96/hr
2025 BLS Actual
$46.60/hr
2026 Current Est.
$48.14/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Garner (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $38.96/hr | Actual |
| 2020 | $39.62/hr | Actual |
| 2021 | $41.77/hr | Actual |
| 2022 | $42.31/hr | Actual |
| 2023 | $44.17/hr | Actual |
| 2024 | $45.33/hr | Actual |
| 2025 | $46.60/hr | Actual |
| 2026(current) | $48.14/hr | Estimated |
| 2027 | $49.73/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Garner grew 19.6% from $38.96/hr (2019) to $46.60/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $49.73/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Garner metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Garner
The potential earnings for a part-time financial advisor working 24 hours a week can yield approximately $59,922 annually, a figure significantly lower than what full-time counterparts might make. For per-diem roles, juniors may find limited opportunities, while seasoned fiduciary advisors can command client fees ranging from $3,000 to $15,000 for project-based financial planning. Hourly rates fluctuate according to employer type, with wirehouses like Merrill Lynch and UBS offering different compensation structures compared to independent broker-dealers or banks. Many advisors opt for lower hourly wages in exchange for benefits like health insurance, while others may prefer the flexibility and higher pay that comes with freelance or consulting work. Negotiating pay in Garner requires an understanding of these factors, as aspiring advisors should consider the total value of compensation packages, the difference in client bases, and which environment aligns with their long-term career goals in finance.
More salary data for Garner, NC:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Garner. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Garner is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov