Financial Advisor Salary in Garner, NC: $100,130 (2026)
Quick Answer:A full-time financial advisor in Garner, NC earns a median $100,130/year (≈ $48.14/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Garner's price level (6% below national, BEA RPP 93.6), that paycheck buys what $106,976 would nationally. Nominal pay sits 4.1% below the North Carolina state average.
Based on BLS state-level estimates · View source
In Garner, North Carolina, professionals in the financial advisory sector are expected to see a median annual salary of $100,130 in 2026. This figure reflects a competitive salary range spanning from $58,075 at the lowest percentile to $155,201 at the 90th percentile. These estimates are derived from 2025 BLS data, adjusted for regional price disparities, providing context for the local economy. As the trend towards fiduciary fee-only advisory services grows—often characterized by an increasing preference for the CFP credential among clients—the compensation for financial advisors is also aligning with these evolving market demands. The local job market is small but suggests potential for growth, especially as Garner continues to develop its economic landscape.
About the Garner Market
Salary estimated from North Carolina average ($105,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $58,075 | $27.92 |
| Lower Range (P25) | $72,093 | $34.66 |
| Median (P50)(typical) | $100,130 | $48.14 |
| Upper Range (P75) | $128,166 | $61.62 |
| Top Earners (P90) | $155,201 | $74.61 |
Median Salary Position
7.75% below the national average
2026 Salary Percentile Distribution in Garner
In Garner, NC, the financial advisor salary spread from the 10th to 90th percentile is $97,126 (2026 est.). At $100,130, the local median is 7.75% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Garner: You'd be in the lower-middle range
How Garner Financial Advisor Pay Compares
Garner median: $100,130/year (2026)
| Compared To | Median Salary | Garner Pays |
|---|---|---|
| North Carolina Average | $104,411 | -4.10% less |
| National Average | $108,537 | -7.75% less |
Financial Advisors in Garner, NC earn a median of $100,130 per year (2026 est.), which is 7.75% lower than the national median of $108,537 and 4.10% below the North Carolina state average of $104,411.
Cost-of-Living Adjusted Salary
Garner has a cost of living 6.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Garner, NC has a cost-of-living index of 93.6 (below the national average of 100). A financial advisor earning $100,130 nominally has purchasing power equivalent to $106,976 in an average-cost city — an effective 6.84% boost.
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2019 BLS Actual
$81,045
2025 BLS Actual
$96,931
2026 Current Est.
$100,130
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Garner (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $81,045 | Actual |
| 2020 | $82,410 | Actual |
| 2021 | $86,875 | Actual |
| 2022 | $88,001 | Actual |
| 2023 | $91,866 | Actual |
| 2024 | $94,283 | Actual |
| 2025 | $96,931 | Actual |
| 2026(current) | $100,130 | Estimated |
| 2027 | $103,434 | Projected |
Based on 7 years of BLS OEWS data for the Garner metropolitan area, the median financial advisor salary grew 19.6% from $81,045 (2019) to $96,931 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $103,434 by 2027 — a total increase of $22,389 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Garner metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $58,075 – $72,093 |
| 3-5 years (Mid Career) | $72,093 – $100,130 |
| 5+ years (Experienced) | $100,130 – $128,166 |
| 10+ years (Top Earner) | $128,166 – $155,201 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Garner
In Garner, there are currently four financial advisors actively employed, indicating a modest yet stable job market for the profession. The cost of living index sits at 93.6, which suggests that take-home pay may stretch further in Garner compared to areas with higher living costs, impacting overall purchasing power positively. Looking at potential employers, wirehouses like Morgan Stanley and Merrill Lynch typically lead the pay scale, though independent broker-dealers and Registered Investment Advisors (RIAs) are increasingly attracting talent through more favorable fee structures. The variations in compensation often arise from differences in assets under management (AUM), client profiles, and the fee models that dominate each employment setting. Maximizing income in Garner could involve pursuing high-net-worth clients, achieving CFP credentials, or possibly transitioning from a wirehouse to a RIA, where fee-only structures can generate higher long-term revenue streams.
More salary data for Garner, NC:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $96,931 for financial advisorsin the Garner metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Garner is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov