Financial Advisor Hourly Pay in Charlotte, NC: $49.39 (2026)
Quick Answer:Hourly pay for a financial advisor working in Charlotte, NC runs $49.39 at the median for 2026 — annualizing to $102,722 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Charlotte's regional price level (BEA RPP 97.3, 3% below national), each hour of work buys what $50.73 nationally would. A 24-hour part-time schedule grosses $61,636 per year.
Official BLS data · View source
In Charlotte, North Carolina, the financial advisor hourly pay stands at a median of $49.39, slightly below the national median of $52.18. This competitive rate allows for flexibility for part-time and per-diem financial advisors who may work in various settings, such as wirehouse branch offices, client homes, and virtual meetings. Entry-level positions start as low as $24.71 an hour, while experienced professionals can command upwards of $110.39 per hour. This range highlights the potential for both entry-level roles and highly skilled advisors within the local financial landscape. Data cited here is derived from the Bureau of Labor Statistics, specifically from 2025 figures projected to 2026.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.71 | $197.67 |
| Lower Range (P25) | $37.12 | $296.93 |
| Median (P50) | $49.39 | $395.10 |
| Upper Range (P75) | $67.67 | $541.37 |
| Top Earners (P90) | $110.39 | $883.09 |
Estimated Annual Income by Work Schedule in Charlotte
Based on $49.39/hr median hourly rate · 2026 est.
At $49.39/hr, a financial advisor working full-time (40 hr/wk) in Charlotte, NC can expect to earn approximately $102,726 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $59,265. With a cost-of-living index of 97.35 (below the national average), these earnings stretch further in Charlotte.
Hourly Rate Calculator
Schedule Comparison in Charlotte
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,975.51 | $8,561 | $102,726 |
| Part-Time (24 hrs) | $1,185.31 | $5,136 | $61,636 |
| Per Diem (16 hrs) | $790.20 | $3,424 | $41,091 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Charlotte) | $49.39 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Charlotte, NC earn a median of $102,722 per year (2026 est.), which is 5.36% lower than the national median of $108,537 and 1.60% below the North Carolina state average of $104,392.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $49.39/hr = $61,636/year (purchasing power: $63,315).
Working 40h/week (full-time) = $102,726/year (purchasing power: $105,525).
CoL index: 97.348 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$56.14/hr
2025 BLS Actual
$47.81/hr
2026 Current Est.
$49.39/hr
2019–2027 Growth
+-9.1%
Hourly Rate Trajectory for Financial Advisors in Charlotte (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $56.14/hr | Actual |
| 2020 | $54.85/hr | Actual |
| 2021 | $49.05/hr | Actual |
| 2022 | $49.72/hr | Actual |
| 2023 | $51.10/hr | Actual |
| 2024 | $51.78/hr | Actual |
| 2025 | $47.81/hr | Actual |
| 2026(current) | $49.39/hr | Estimated |
| 2027 | $51.02/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Charlotte grew -14.8% from $56.14/hr (2019) to $47.81/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $51.02/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Charlotte metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Charlotte
Considering a part-time work schedule, a financial advisor in Charlotte working three days a week can earn a substantial income, potentially making $49,000 annually for 24 hours of work per week, which is advantageous when compared to those in full-time positions. Per diem opportunities, while less common for junior advisors, can be lucrative for seasoned professionals offering project-based services, allowing them to charge fees between $3,000 and $15,000 for comprehensive plans. Compensation varies significantly based on the employer type, with wirehouses and independent broker-dealers typically paying higher rates than smaller firms. However, some advisors may accept lower hourly rates in exchange for benefits, such as health insurance. For those negotiating hourly pay in Charlotte, understanding the industry dynamics and comparing compensation across all employer types can provide leverage during discussions.
More salary data for Charlotte, NC:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Charlotte. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov