Financial Advisor Pay

San Jose vs Sacramento: Financial Advisor Salary (2026)

Compare financial advisor salaries between San Jose, CA and Sacramento, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$141,335
$67.95/hr
Sacramento, CA
$132,172
$63.55/hr

Side-by-Side Comparison

MetricSan Jose, CASacramento, CA
Median Salary$141,335$132,172
Hourly Rate$67.95$63.55
Entry Level (P10)$71,628$70,905
25th Percentile$99,746$96,751
75th Percentile$223,686$158,824
Top Earner (P90)$498,040$325,447
Total Employed1,5301,260
Side-by-side bar chart comparing San Jose ($141,335) and Sacramento ($132,172) financial advisor salaries.San JoseSacramentoMedian Salary$141,335$132,172Entry Level (P10)$71,628$70,905Top Earner (P90)$498,040$325,447US Median $108,537

Verdict

San Jose, CA offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Sacramento.

The salary gap between San Jose and Sacramento is $9,163 (6.93%). San Jose's median is +30.22% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $426,412,Sacramento spans $254,542. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$71,628
P25$99,746
Median$141,335
P75$223,686
P90 (Top)$498,040
Sacramento
P10 (Entry)$70,905
P25$96,751
Median$132,172
P75$158,824
P90 (Top)$325,447

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($127,994 effective) pays 3.30% more than Sacramento ($123,907 effective).

San Jose
Nominal: $141,335
CoL Index: 110.423
Adjusted: $127,994
Sacramento
Nominal: $132,172
CoL Index: 106.67
Adjusted: $123,907

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($141,335/year)
  • Better top-earner potential ($498,040)
  • Larger job market (1,530 employed)
  • Better purchasing power (CoL-adjusted: $127,994)
  • You prefer the California area and lifestyle

Choose Sacramento if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in San Jose grew 75.0% from 2019 to 2025, compared to 45.2% growth in Sacramento over the same period.

San Jose, CA

+75.0%

$78,190 (2019) → $136,820 (2025)

Sacramento, CA

+45.2%

$88,140 (2019) → $127,950 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: San Jose or Sacramento?

San Jose has a higher median financial advisor salary at $141,335/year, compared to Sacramento at $132,172/year — a difference of $9,163 (6.93%).

What is the hourly rate difference between San Jose and Sacramento?

San Jose financial advisors earn $67.95/hr while Sacramento hygienists earn $63.55/hr (2026 est.).

Should I relocate from San Jose to Sacramento as a financial advisor?

Consider more than just salary when comparing San Jose and Sacramento. Factor in cost of living (CoL-adjusted: San Jose = $127,994, Sacramento = $123,907), job availability (1,530 vs 1,260 employed), commute, and career growth potential.

What do entry-level financial advisors earn in San Jose vs Sacramento?

Entry-level (10th percentile) financial advisors earn $71,628 in San Jose and $70,905 in Sacramento. The San Jose area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov