Financial Advisor Pay

Financial Advisor Salary in Sacramento, CA: $132,172 (2026)

Quick Answer:A full-time financial advisor in Sacramento, CA earns a median $132,172/year (≈ $63.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Sacramento's price level (7% above national, BEA RPP 106.7), that paycheck buys what $123,907 would nationally. Nominal pay sits 14.7% above the California state average.

$132,172
Median Annual Salary
$63.55/hr
Median Hourly Rate
$70,905
Entry Level (P10)
$325,447
Top Earners (P90)

Official BLS data · View source

Financial Advisor Salary in Sacramento, CA — 2026 est., based on 2025 BLS
Sacramento, CA financial advisor salary overview (2026 est., based on 2025 BLS)

In Sacramento, financial advisors can expect to earn a median annual salary of $132,172, significantly above the national median of $108,537, representing a robust 21.78% premium for advisors in the area. The salary range is quite broad, stretching from $70,905 at the lower end (10th percentile) to an impressive $325,447 for those at the top (90th percentile). These insights are derived from the latest data based on 2025 BLS OEWS statistics, which project continued growth in advisor compensation. The financial services market in Sacramento is shaped by the structural divide between traditional wirehouse firms and independent Registered Investment Advisors (RIAs), with the latter experiencing increasing growth due to their fiduciary responsibilities and asset under management (AUM) fee models.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$70,905$34.09
Lower Range (P25)$96,751$46.52
Median (P50)(typical)$132,172$63.55
Upper Range (P75)$158,824$76.36
Top Earners (P90)$325,447$156.47

Median Salary Position

$70,905$325,447
City Median: $132,172
National: $108,537
P10–P90 Range

21.78% above the national average

2026 Salary Percentile Distribution in Sacramento

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Sacramento. The median salary is $132,172, compared to the national median of $108,537.$63.8K$133.3K$202.8K$272.2K$341.7K$70.9K10th Pctl$96.8K25th Pctl$132.2KMedian$158.8K75th Pctl$325.4K90th PctlUS Median$108.5K

In Sacramento, CA, the financial advisor salary spread from the 10th to 90th percentile is $254,542 (2026 est.). At $132,172, the local median is 21.78% above the national median of $108,537.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Sacramento metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$2,542
per week
$11,015
per month
$132,184
per year

At 40 hours/week in Sacramento: You'd be in the entry-level range

How Sacramento Financial Advisor Pay Compares

Sacramento median: $132,172/year (2026)

Compared ToMedian SalarySacramento Pays
California Average$115,233+14.70% more
National Average$108,537+21.78% more
Horizontal bar chart comparing financial advisor median salary in Sacramento ($132,172) with California average ($115,233) and the US national median ($108,537).Sacramento$132,172California Avg$115,233+14.70%US National$108,537+21.78%

Financial Advisors in Sacramento, CA earn a median of $132,172 per year (2026 est.), which is 21.78% higher than the national median of $108,537 and 14.70% above the California state average of $115,233.

Cost-of-Living Adjusted Salary

$132,172
Nominal Salary
106.67
CoL Index
$123,907
Adjusted Salary

Sacramento has a cost of living 6.67% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $132,172. After adjusting for a cost-of-living index of 106.67, the purchasing-power equivalent is $123,907, a loss of $8,265.$92.3K$107.2K$122.1K$137.1K$152.0K$132,172NominalSalary$123,907CoL Adjusted(CoL: 106.67) -6.25%US Median $108.5K

Sacramento, CA has a cost-of-living index of 106.67 (above the national average of 100). While the nominal salary of $132,172 is competitive, the higher cost of living reduces purchasing power to an effective $123,907 — a 6.25% reduction.

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2019 BLS Actual

$88,140

2025 BLS Actual

$127,950

2026 Current Est.

$132,172

2019–2027 Growth

+54.9%

Salary Trajectory for Financial Advisors in Sacramento (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Sacramento. Baseline $88,140 in 2025, projected to $136,534 by 2027.$69.9K$89.4K$108.8K$128.2K$147.6K2019202020212022202320242025202620272025 BLS$88.1K$92.0K$81.0K$87.6K$98.0K$126.7K$128.0K$132.2K$136.5K
YearAnnual SalaryStatus
2019$88,140Actual
2020$91,970Actual
2021$81,030Actual
2022$87,620Actual
2023$97,950Actual
2024$126,690Actual
2025$127,950Actual
2026(current)$132,172Estimated
2027$136,534Projected

Based on 7 years of BLS OEWS data for the Sacramento metropolitan area, the median financial advisor salary grew 45.2% from $88,140 (2019) to $127,950 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $136,534 by 2027 — a total increase of $48,394 (54.91%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Sacramento metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$70,905$96,751
3-5 years (Mid Career)$96,751$132,172
5+ years (Experienced)$132,172$158,824
10+ years (Top Earner)$158,824$325,447

CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.

Financial Advisor Job Market in Sacramento

With approximately 1,260 financial advisors employed in Sacramento, the job market demonstrates a solid presence but is tempered by a cost of living index of 106.67, suggesting that while salaries may be higher, the purchasing power of advisors can be somewhat constrained. Larger wirehouse firms such as Morgan Stanley or Merrill Lynch typically offer salaries skewed towards the upper range, but those within RIAs may achieve higher pay through client-first fee structures and fiduciary roles. The variance in compensation can be attributed to factors such as AUM size, the fee model used, and additional qualifications like the CFP or CFA credentials, which often command a salary premium. For advisors looking to maximize their financial advisor pay in Sacramento, focusing on building a expansive client base, leveraging their AUM, and obtaining professional designations may prove beneficial in navigating this evolving market.

Frequently Asked Questions

How much do financial advisors make in Sacramento, CA in 2026?

The estimated 2026 median financial advisor salary in Sacramento is $132,172/year ($63.55/hour), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). Salaries range from $70,905 at entry level (10th percentile) to $325,447 for experienced top earners (90th percentile). This puts Sacramento at 21.8% above the national median. Full-time financial advisors typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Sacramento, CA a good place to work as a financial advisor?

Sacramento financial advisor salaries are 21.8% above the national average and 14.7% above the California state average. The metro area employs approximately 1,260 financial advisors. With a cost-of-living index of 106.67, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can financial advisors make $100K in Sacramento?

Yes — the median financial advisor salary in Sacramento is already $132,172, meaning more than half of financial advisors here earn six figures. Top earners (90th percentile) make $325,447/year. Factors that push pay above $100K include years of experience, specialty certifications, and working at high-production practices or large organizations.

What is the cost-of-living adjusted financial advisor salary in Sacramento?

After adjusting for Sacramento's cost-of-living index of 106.67 (where 100 equals the national average), the $132,172 nominal salary has purchasing power equivalent to $123,907 in an average-cost city. This means living costs in Sacramento reduce the effective value of your salary by 6.3% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a financial advisor make per hour in Sacramento?

Financial Advisors in Sacramento earn a median hourly rate of $63.55, which translates to approximately $132,172/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $34.09 for entry-level positions to $156.47 for the most experienced practitioners. Part-time and per diem financial advisors sometimes command premium hourly rates because practices need flexible scheduling coverage.

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JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $127,950 for financial advisorsin the Sacramento metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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