Financial Advisor Hourly Pay in San Jose, CA: $67.95 (2026)
Quick Answer:Hourly pay for a financial advisor working in San Jose, CA runs $67.95 at the median for 2026 — annualizing to $141,335 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against San Jose's regional price level (BEA RPP 110.4, 10% above national), each hour of work buys what $61.54 nationally would. A 24-hour part-time schedule grosses $84,803 per year.
Official BLS data · View source
In San Jose, California, the financial advisor hourly pay stands at a median rate of $67.95, significantly higher than the national hourly median of $52.18. This competitive pay reflects the thriving financial sector in the area and might attract part-time and per-diem workers, especially in settings like wirehouse branch offices, insurance agency offices, and virtual planning meetings. For those working three days a week, this hourly rate becomes particularly appealing, allowing advisors to balance professional commitments with personal time. The hourly pay varies widely in San Jose, with entry-level financial advisors earning around $34.44 per hour and seasoned professionals commanding upwards of $239.44 per hour, according to official Bureau of Labor Statistics estimates based on 2025 data projected to 2026.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $34.44 | $275.52 |
| Lower Range (P25) | $47.95 | $383.61 |
| Median (P50) | $67.95 | $543.61 |
| Upper Range (P75) | $107.55 | $860.37 |
| Top Earners (P90) | $239.44 | $1915.51 |
Estimated Annual Income by Work Schedule in San Jose
Based on $67.95/hr median hourly rate · 2026 est.
At $67.95/hr, a financial advisor working full-time (40 hr/wk) in San Jose, CA can expect to earn approximately $141,338 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $81,541. With a cost-of-living index of 110.42 (above the national average), these earnings may be offset by higher expenses in San Jose.
Hourly Rate Calculator
Schedule Comparison in San Jose
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,718.03 | $11,778 | $141,338 |
| Part-Time (24 hrs) | $1,630.82 | $7,067 | $84,803 |
| Per Diem (16 hrs) | $1,087.21 | $4,711 | $56,535 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (San Jose) | $67.95 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in San Jose, CA earn a median of $141,335 per year (2026 est.), which is 30.22% higher than the national median of $108,537 and 22.60% above the California state average of $115,281.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $67.95/hr = $84,803/year (purchasing power: $76,798).
Working 40h/week (full-time) = $141,338/year (purchasing power: $127,996).
CoL index: 110.423 (100 = national average).
2019 BLS Actual
$37.59/hr
2025 BLS Actual
$65.78/hr
2026 Current Est.
$67.95/hr
2019–2027 Growth
+86.7%
Hourly Rate Trajectory for Financial Advisors in San Jose (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $37.59/hr | Actual |
| 2020 | $47.51/hr | Actual |
| 2021 | $49.19/hr | Actual |
| 2022 | $58.54/hr | Actual |
| 2023 | $58.62/hr | Actual |
| 2024 | $60.81/hr | Actual |
| 2025 | $65.78/hr | Actual |
| 2026(current) | $67.95/hr | Estimated |
| 2027 | $70.19/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in San Jose grew 75.0% from $37.59/hr (2019) to $65.78/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $70.19/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Jose metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in San Jose
Many financial advisors in San Jose who choose to work part-time can still realize substantial earnings. A professional working three days a week for 24 hours can potentially earn an attractive annual income, albeit less than a full-time counterpart. Per-diem financial advisors, while less common among junior practitioners, can earn significant returns for project-based work, charging between $3,000 and $15,000 for comprehensive financial plans. The hourly rates can differ by employer type, with wirehouses like Morgan Stanley and Merrill Lynch typically offering lower pay due to salaried positions, while independent Registered Investment Advisors (RIAs) may offer higher compensation. Advisors often have to weigh lower hourly pay against the benefits package that comes from working in larger firms. For those negotiating hourly pay in this competitive landscape, emphasizing unique skills, credentials like the CFP, and experience in fiduciary models can be essential strategies to secure a favorable agreement.
More salary data for San Jose, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in San Jose. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov