Financial Advisor Pay

Hagerstown vs Towson: Financial Advisor Salary (2026)

Compare financial advisor salaries between Hagerstown, MD and Towson, MD. All figures are 2026 estimates projected from BLS 2025 data.

Hagerstown, MD
$95,418
$45.88/hr
Towson, MD
$101,839
$48.96/hr

Side-by-Side Comparison

MetricHagerstown, MDTowson, MD
Median Salary$95,418$101,839
Hourly Rate$45.88$48.96
Entry Level (P10)$48,685$59,067
25th Percentile$56,805$73,324
75th Percentile$159,051$130,354
Top Earner (P90)$361,395$157,851
Total Employed6011
Side-by-side bar chart comparing Hagerstown ($95,418) and Towson ($101,839) financial advisor salaries.HagerstownTowsonMedian Salary$95,418$101,839Entry Level (P10)$48,685$59,067Top Earner (P90)$361,395$157,851US Median $108,537

Verdict

Hagerstown and Towson are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Hagerstown and Towson is $6,421 (6.73%). Towson's median is -6.17% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hagerstown spans $312,710,Towson spans $98,784. Hagerstown has a wider pay range, meaning more potential for high earners but also more variation.

Hagerstown
P10 (Entry)$48,685
P25$56,805
Median$95,418
P75$159,051
P90 (Top)$361,395
Towson
P10 (Entry)$59,067
P25$73,324
Median$101,839
P75$130,354
P90 (Top)$157,851

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hagerstown ($101,324 effective) pays 8.75% more than Towson ($93,174 effective).

Hagerstown
Nominal: $95,418
CoL Index: 94.171
Adjusted: $101,324
Towson
Nominal: $101,839
CoL Index: 109.3
Adjusted: $93,174

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hagerstown if…

  • Better top-earner potential ($361,395)
  • Larger job market (60 employed)
  • Better purchasing power (CoL-adjusted: $101,324)
  • You prefer the Maryland area and lifestyle

Choose Towson if…

  • Higher median salary ($101,839/year)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Hagerstown grew -3.2% from 2019 to 2025, compared to -26.8% growth in Towson over the same period.

Hagerstown, MD

+-3.2%

$95,440 (2019) → $92,370 (2025)

Towson, MD

+-26.8%

$134,734 (2024) → $98,586 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Hagerstown or Towson?

Towson has a higher median financial advisor salary at $101,839/year, compared to Hagerstown at $95,418/year — a difference of $6,421 (6.73%).

What is the hourly rate difference between Hagerstown and Towson?

Hagerstown financial advisors earn $45.88/hr while Towson hygienists earn $48.96/hr (2026 est.).

Should I relocate from Hagerstown to Towson as a financial advisor?

Consider more than just salary when comparing Hagerstown and Towson. Factor in cost of living (CoL-adjusted: Hagerstown = $101,324, Towson = $93,174), job availability (60 vs 11 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Hagerstown vs Towson?

Entry-level (10th percentile) financial advisors earn $48,685 in Hagerstown and $59,067 in Towson. The Towson area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov