Financial Advisor Hourly Pay in Hagerstown, MD: $45.88 (2026)
Quick Answer:Hourly pay for a financial advisor working in Hagerstown, MD runs $45.88 at the median for 2026 — annualizing to $95,418 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Hagerstown's regional price level (BEA RPP 94.2, 6% below national), each hour of work buys what $48.72 nationally would. A 24-hour part-time schedule grosses $57,253 per year.
Official BLS data · View source
In Hagerstown, financial advisors earn a median hourly pay of $45.88, which is below the national median of $52.18 per hour. This discrepancy highlights the potential earnings for various roles within the field, especially for those working part-time. A financial advisor working three days a week could find themselves earning around $55,056 annually (based on 24-hour work weeks), while per-diem workers may engage in various settings like wirehouse branch offices and remote planning meetings. The hourly wage ranges from $23.41 on the entry level to a striking $173.75 for top earners in the field, showcasing the diverse earning potentials for advisors based on experience and specialization. This data, derived from 2025 BLS OEWS figures projected to 2026, provides a clear picture of the financial landscape for advisory roles in Hagerstown.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.41 | $187.26 |
| Lower Range (P25) | $27.31 | $218.50 |
| Median (P50) | $45.88 | $367.00 |
| Upper Range (P75) | $76.46 | $611.70 |
| Top Earners (P90) | $173.75 | $1390.00 |
Estimated Annual Income by Work Schedule in Hagerstown
Based on $45.88/hr median hourly rate · 2026 est.
At $45.88/hr, a financial advisor working full-time (40 hr/wk) in Hagerstown, MD can expect to earn approximately $95,421 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $55,051. With a cost-of-living index of 94.17 (below the national average), these earnings stretch further in Hagerstown.
Hourly Rate Calculator
Schedule Comparison in Hagerstown
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,835.02 | $7,952 | $95,421 |
| Part-Time (24 hrs) | $1,101.01 | $4,771 | $57,253 |
| Per Diem (16 hrs) | $734.01 | $3,181 | $38,168 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Hagerstown) | $45.88 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Hagerstown, MD earn a median of $95,418 per year (2026 est.), which is 12.09% lower than the national median of $108,537 and 19.60% below the Maryland state average of $118,679.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $45.88/hr = $57,253/year (purchasing power: $60,796).
Working 40h/week (full-time) = $95,421/year (purchasing power: $101,327).
CoL index: 94.171 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$45.88/hr
2025 BLS Actual
$44.41/hr
2026 Current Est.
$45.88/hr
2019–2027 Growth
+3.3%
Hourly Rate Trajectory for Financial Advisors in Hagerstown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $45.88/hr | Actual |
| 2020 | $45.58/hr | Actual |
| 2021 | $35.05/hr | Actual |
| 2022 | $34.59/hr | Actual |
| 2023 | $29.47/hr | Actual |
| 2024 | $42.80/hr | Actual |
| 2025 | $44.41/hr | Actual |
| 2026(current) | $45.88/hr | Estimated |
| 2027 | $47.39/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Hagerstown grew -3.2% from $45.88/hr (2019) to $44.41/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $47.39/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hagerstown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Hagerstown
Analyzing the earning potential of financial advisors working in Hagerstown brings a richer understanding of their market dynamics. For those working part-time, the annual income can vary significantly; a 24-hour weekly schedule affords a comfortable living yet falls short compared to full-timers. Per-diem positions are typically less common for junior-level planners but can yield substantial profits for experienced advisors offering project-based services. Established fiduciary advisors who deliver comprehensive financial plans may command fees between $3,000 to $15,000 per client, while those consulting on retirement plans might secure retainers ranging from $5,000 to $25,000 each year. Moreover, the hourly rates can differ based on employer type, with wirehouses like Morgan Stanley and Merrill Lynch often providing more stability, although independent broker-dealers and RIAs might present opportunities for higher rates independent of benefits like health insurance. Negotiating compensation is essential here, and advisors should consider the trade-off between lower hourly pay with substantial benefits and the potential for higher rates without those perks.
More salary data for Hagerstown, MD:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Hagerstown. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov