Financial Advisor Hourly Pay in Towson, MD: $48.96 (2026)
Quick Answer:Hourly pay for a financial advisor working in Towson, MD runs $48.96 at the median for 2026 — annualizing to $101,839 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Towson's regional price level (BEA RPP 109.3, 9% above national), each hour of work buys what $44.80 nationally would. A 24-hour part-time schedule grosses $61,107 per year.
Based on BLS state-level estimates · View source
In Towson, Maryland, the financial advisor hourly pay is projected to be $48.96 in 2026, which is slightly below the national median of $52.18. This rate presents a viable option for part-time professionals, such as financial advisors working three days a week, who value flexibility in their schedules. The hourly range varies significantly, starting from $28.40 for entry-level positions to as high as $75.89 for top earners. Many financial advisors in Towson work in various settings, including wirehouse branch offices, RIA conference rooms, and private banking suites, or even conduct remote meetings with clients. The diversity of work environments can provide opportunities for freelance and per-diem financial advisory roles. However, current estimates derived from annual salary data should be considered when discussing these hourly rates.
About the Towson Market
Salary estimated from Maryland average ($125,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $28.40 | $227.18 |
| Lower Range (P25) | $35.26 | $282.05 |
| Median (P50) | $48.96 | $391.71 |
| Upper Range (P75) | $62.67 | $501.38 |
| Top Earners (P90) | $75.89 | $607.16 |
Estimated Annual Income by Work Schedule in Towson
Based on $48.96/hr median hourly rate · 2026 est.
At $48.96/hr, a financial advisor working full-time (40 hr/wk) in Towson, MD can expect to earn approximately $101,846 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $58,757. With a cost-of-living index of 109.30 (above the national average), these earnings may be offset by higher expenses in Towson.
Hourly Rate Calculator
Schedule Comparison in Towson
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,958.57 | $8,487 | $101,846 |
| Part-Time (24 hrs) | $1,175.14 | $5,092 | $61,107 |
| Per Diem (16 hrs) | $783.43 | $3,395 | $40,738 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Towson) | $48.96 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Towson, MD earn a median of $101,839 per year (2026 est.), which is 6.17% lower than the national median of $108,537 and 14.20% below the Maryland state average of $118,694.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $48.96/hr = $61,107/year (purchasing power: $55,908).
Working 40h/week (full-time) = $101,846/year (purchasing power: $93,180).
CoL index: 109.3 (100 = national average).
2019 BLS Actual
$39.63/hr
2025 BLS Actual
$47.40/hr
2026 Current Est.
$48.96/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Towson (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $39.63/hr | Actual |
| 2020 | $40.30/hr | Actual |
| 2021 | $42.48/hr | Actual |
| 2022 | $43.03/hr | Actual |
| 2023 | $44.92/hr | Actual |
| 2024 | $64.78/hr | Actual |
| 2025 | $47.40/hr | Actual |
| 2026(current) | $48.96/hr | Estimated |
| 2027 | $50.58/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Towson grew 19.6% from $39.63/hr (2019) to $47.40/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $50.58/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Towson metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Towson
For a financial advisor working three days a week, the annual income is significantly impacted. Based on a 24-hour workweek, the advisor could expect an approximate take-home of $60,000 annually if they have a steady client base. In contrast, per-diem gigs, while less common for less experienced advisors, can yield high fees for project-based engagements. For instance, seasoned fiduciary advisors may charge between $3,000 and $15,000 for comprehensive financial plans tailored to high-net-worth individuals. Towson's diverse employment landscape means hourly rates can vary across different types of organizations, such as wirehouses, insurance firms, and independent broker-dealers, leading to different compensation structures. Some advisors might opt for lower hourly rates with added benefits like health insurance, whereas others in solo practices may pursue higher hourly rates without such benefits. Negotiation tactics tailored to Towson's market can also be crucial for maximizing pay, especially in a city where industry dynamics are constantly evolving.
More salary data for Towson, MD:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Towson. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Towson is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov