Financial Advisor Pay

Baltimore vs Ellicott City: Financial Advisor Salary (2026)

Compare financial advisor salaries between Baltimore, MD and Ellicott City, MD. All figures are 2026 estimates projected from BLS 2025 data.

Baltimore, MD
$102,236
$49.15/hr
Ellicott City, MD
$119,141
$57.28/hr

Side-by-Side Comparison

MetricBaltimore, MDEllicott City, MD
Median Salary$102,236$119,141
Hourly Rate$49.15$57.28
Entry Level (P10)$49,698$69,102
25th Percentile$65,172$85,781
75th Percentile$183,368$152,501
Top Earner (P90)$426,412$184,668
Total Employed3,24015
Side-by-side bar chart comparing Baltimore ($102,236) and Ellicott City ($119,141) financial advisor salaries.BaltimoreEllicott CityMedian Salary$102,236$119,141Entry Level (P10)$49,698$69,102Top Earner (P90)$426,412$184,668US Median $108,537

Verdict

Baltimore and Ellicott City are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Baltimore and Ellicott City is $16,905 (16.54%). Ellicott City's median is +9.77% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Baltimore spans $376,714,Ellicott City spans $115,566. Baltimore has a wider pay range, meaning more potential for high earners but also more variation.

Baltimore
P10 (Entry)$49,698
P25$65,172
Median$102,236
P75$183,368
P90 (Top)$426,412
Ellicott City
P10 (Entry)$69,102
P25$85,781
Median$119,141
P75$152,501
P90 (Top)$184,668

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Ellicott City ($109,004 effective) pays 11.40% more than Baltimore ($97,846 effective).

Baltimore
Nominal: $102,236
CoL Index: 104.487
Adjusted: $97,846
Ellicott City
Nominal: $119,141
CoL Index: 109.3
Adjusted: $109,004

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Baltimore if…

  • Better top-earner potential ($426,412)
  • Larger job market (3,240 employed)
  • You prefer the Maryland area and lifestyle

Choose Ellicott City if…

  • Higher median salary ($119,141/year)
  • Better purchasing power (CoL-adjusted: $109,004)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Baltimore grew 21.0% from 2019 to 2025, compared to -15.9% growth in Ellicott City over the same period.

Baltimore, MD

+21.0%

$81,800 (2019) → $98,970 (2025)

Ellicott City, MD

+-15.9%

$137,212 (2024) → $115,335 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Baltimore or Ellicott City?

Ellicott City has a higher median financial advisor salary at $119,141/year, compared to Baltimore at $102,236/year — a difference of $16,905 (16.54%).

What is the hourly rate difference between Baltimore and Ellicott City?

Baltimore financial advisors earn $49.15/hr while Ellicott City hygienists earn $57.28/hr (2026 est.).

Should I relocate from Baltimore to Ellicott City as a financial advisor?

Consider more than just salary when comparing Baltimore and Ellicott City. Factor in cost of living (CoL-adjusted: Baltimore = $97,846, Ellicott City = $109,004), job availability (3,240 vs 15 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Baltimore vs Ellicott City?

Entry-level (10th percentile) financial advisors earn $49,698 in Baltimore and $69,102 in Ellicott City. The Ellicott City area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov