Financial Advisor Salary in Kirkwood, MO: $76,740 (2026)
Quick Answer:A full-time financial advisor in Kirkwood, MO earns a median $76,740/year (≈ $36.90/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Kirkwood's price level (10% below national, BEA RPP 89.6), that paycheck buys what $85,647 would nationally. Nominal pay sits 0.8% below the Missouri state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Kirkwood, MO, are projected to earn a median annual salary of $76,740, which is significantly lower than the national median of $108,537. Salaries in this role range from $44,509 at the 10th percentile to $118,946 at the 90th percentile, highlighting a substantial variance in earnings based on experience, client base, and business model. These figures, derived from 2025 BLS state-level data adjusted for regional price parities, provide a snapshot of the local compensation for financial advisors navigating a growing yet competitive market. With only five advisors employed in Kirkwood, the job market is relatively tight, making strategic career moves essential for maximizing earning potential.
About the Kirkwood Market
Salary estimated from Missouri average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $44,509 | $21.39 |
| Lower Range (P25) | $55,252 | $26.56 |
| Median (P50)(typical) | $76,740 | $36.90 |
| Upper Range (P75) | $98,227 | $47.23 |
| Top Earners (P90) | $118,946 | $57.19 |
Median Salary Position
29.3% below the national average
2026 Salary Percentile Distribution in Kirkwood
In Kirkwood, MO, the financial advisor salary spread from the 10th to 90th percentile is $74,437 (2026 est.). At $76,740, the local median is 29.3% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Kirkwood: You'd be in the lower-middle range
How Kirkwood Financial Advisor Pay Compares
Kirkwood median: $76,740/year (2026)
| Compared To | Median Salary | Kirkwood Pays |
|---|---|---|
| Missouri Average | $77,358 | -0.80% less |
| National Average | $108,537 | -29.30% less |
Financial Advisors in Kirkwood, MO earn a median of $76,740 per year (2026 est.), which is 29.30% lower than the national median of $108,537 and 0.80% below the Missouri state average of $77,358.
Cost-of-Living Adjusted Salary
Kirkwood has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kirkwood, MO has a cost-of-living index of 89.6 (below the national average of 100). A financial advisor earning $76,740 nominally has purchasing power equivalent to $85,647 in an average-cost city — an effective 11.61% boost.
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2019 BLS Actual
$62,113
2025 BLS Actual
$74,288
2026 Current Est.
$76,740
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Kirkwood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,113 | Actual |
| 2020 | $63,159 | Actual |
| 2021 | $66,581 | Actual |
| 2022 | $67,444 | Actual |
| 2023 | $70,406 | Actual |
| 2024 | $81,753 | Actual |
| 2025 | $74,288 | Actual |
| 2026(current) | $76,740 | Estimated |
| 2027 | $79,272 | Projected |
Based on 7 years of BLS OEWS data for the Kirkwood metropolitan area, the median financial advisor salary grew 19.6% from $62,113 (2019) to $74,288 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $79,272 by 2027 — a total increase of $17,159 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kirkwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $44,509 – $55,252 |
| 3-5 years (Mid Career) | $55,252 – $76,740 |
| 5+ years (Experienced) | $76,740 – $98,227 |
| 10+ years (Top Earner) | $98,227 – $118,946 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Kirkwood
Kirkwood's cost of living index stands at 89.6, which is below the national average, impacting the effective purchasing power for financial advisors. This may make the relatively lower salaries more palatable, allowing the local market to support a sustainable lifestyle. In terms of employer types, wirehouses such as Morgan Stanley and Merrill Lynch often offer more traditional compensation structures, while Registered Investment Advisors (RIAs) can provide higher earning potential through AUM-based fees. The disparity in pay arises from various factors, including client relationship depth and assets under management, with financial advisors serving high-net-worth individuals typically commanding higher compensation. To enhance financial advisor pay in Kirkwood, pursuing certifications like CFP or CFA, focusing on high-value client strategies, and transitioning to a fee-only advisory model can effectively increase both income and job satisfaction in a shifting industry landscape.
More salary data for Kirkwood, MO:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $74,288 for financial advisorsin the Kirkwood metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kirkwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov