Financial Advisor Salary in Chicopee, MA: $130,045 (2026)
Quick Answer:A full-time financial advisor in Chicopee, MA earns a median $130,045/year (≈ $62.52/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Chicopee's price level (9% above national, BEA RPP 108.5), that paycheck buys what $119,857 would nationally. Nominal pay sits 0.5% below the Massachusetts state average.
Based on BLS state-level estimates · View source

In Chicopee, Massachusetts, financial advisors are projected to earn a median annual salary of $130,045 in 2026, which reflects a substantial increase compared to the national median of $108,537 for the same year, highlighting a 19.82% premium. Their salaries vary widely, with the lowest earners making around $75,427 and the highest potentially reaching $201,570. These figures are based on estimates derived from 2025 BLS data, adjusted for regional price parities, indicating the city’s competitive market for financial professionals. This increase in compensation aligns with national trends influenced by the structural divide in the financial services industry, particularly between wirehouses and Registered Investment Advisors (RIAs) and the growing preferences for fiduciary advice.
About the Chicopee Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,427 | $36.26 |
| Lower Range (P25) | $93,633 | $45.02 |
| Median (P50)(typical) | $130,045 | $62.52 |
| Upper Range (P75) | $166,458 | $80.03 |
| Top Earners (P90) | $201,570 | $96.91 |
Median Salary Position
19.82% above the national average
2026 Salary Percentile Distribution in Chicopee
In Chicopee, MA, the financial advisor salary spread from the 10th to 90th percentile is $126,143 (2026 est.). At $130,045, the local median is 19.82% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Chicopee: You'd be in the lower-middle range
How Chicopee Financial Advisor Pay Compares
Chicopee median: $130,045/year (2026)
| Compared To | Median Salary | Chicopee Pays |
|---|---|---|
| Massachusetts Average | $130,699 | -0.50% less |
| National Average | $108,537 | +19.82% more |
Financial Advisors in Chicopee, MA earn a median of $130,045 per year (2026 est.), which is 19.82% higher than the national median of $108,537 and 0.50% below the Massachusetts state average of $130,699.
Cost-of-Living Adjusted Salary
Chicopee has a cost of living 8.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Chicopee, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $130,045 is competitive, the higher cost of living reduces purchasing power to an effective $119,857 — a 7.83% reduction.
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2019 BLS Actual
$105,259
2025 BLS Actual
$125,891
2026 Current Est.
$130,045
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Chicopee (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,259 | Actual |
| 2020 | $107,032 | Actual |
| 2021 | $112,831 | Actual |
| 2022 | $114,293 | Actual |
| 2023 | $119,313 | Actual |
| 2024 | $164,087 | Actual |
| 2025 | $125,891 | Actual |
| 2026(current) | $130,045 | Estimated |
| 2027 | $134,337 | Projected |
Based on 7 years of BLS OEWS data for the Chicopee metropolitan area, the median financial advisor salary grew 19.6% from $105,259 (2019) to $125,891 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $134,337 by 2027 — a total increase of $29,078 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chicopee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,427 – $93,633 |
| 3-5 years (Mid Career) | $93,633 – $130,045 |
| 5+ years (Experienced) | $130,045 – $166,458 |
| 10+ years (Top Earner) | $166,458 – $201,570 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Chicopee
The job market in Chicopee employs about 10 financial advisors, which reflects a niche yet focused field. The relatively high cost of living index of 108.5 means that while salaries are respectable, purchasing power can be impacted, emphasizing the importance of high earnings to maintain financial comfort. Wirehouses like Morgan Stanley and Merrill Lynch may offer the highest salaries, particularly for advisors focused on asset management, while independent broker-dealers and RIAs can provide more flexible compensation structures based on client relationships. The variance in pay is largely driven by factors such as the size of assets under management (AUM), the fee models employed, and the concentration of high-net-worth clients. For financial advisors in the local market, developing a solid client base, obtaining valuable credentials like CFP or CFA, and understanding the regional economic landscape will be essential strategies for maximizing income.
More salary data for Chicopee, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $125,891 for financial advisorsin the Chicopee metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Chicopee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov