Financial Advisor Salary in Kaneohe, HI: $128,670 (2026)
Quick Answer:A full-time financial advisor in Kaneohe, HI earns a median $128,670/year (≈ $61.86/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Kaneohe's price level (19% above national, BEA RPP 119.3), that paycheck buys what $107,854 would nationally. Nominal pay sits 0.6% below the Hawaii state average.
Based on BLS state-level estimates · View source
In Kaneohe, Hawaii, financial advisors earn a median annual salary of $128,670 as of 2026, significantly outpacing the national median of $108,537 by about 18.55%. The projected salary range for this role spans from $74,629 at the 10th percentile to $199,439 at the 90th percentile, reflecting the diverse compensation packages influenced by the advisor’s employment model. Financial advisors in Kaneohe often navigate the dichotomy between wirehouse placements and fee-only Registered Investment Advisors (RIAs), where the assets under management (AUM) model is a primary driver of pay. This dynamic is particularly relevant in a local market characterized by its unique economic environment, which contributes to the overall compensation landscape for financial professionals.
About the Kaneohe Market
Salary estimated from Hawaii average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,629 | $35.88 |
| Lower Range (P25) | $92,643 | $44.54 |
| Median (P50)(typical) | $128,670 | $61.86 |
| Upper Range (P75) | $164,698 | $79.18 |
| Top Earners (P90) | $199,439 | $95.88 |
Median Salary Position
18.55% above the national average
2026 Salary Percentile Distribution in Kaneohe
In Kaneohe, HI, the financial advisor salary spread from the 10th to 90th percentile is $124,810 (2026 est.). At $128,670, the local median is 18.55% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Kaneohe: You'd be in the lower-middle range
How Kaneohe Financial Advisor Pay Compares
Kaneohe median: $128,670/year (2026)
| Compared To | Median Salary | Kaneohe Pays |
|---|---|---|
| Hawaii Average | $129,447 | -0.60% less |
| National Average | $108,537 | +18.55% more |
Financial Advisors in Kaneohe, HI earn a median of $128,670 per year (2026 est.), which is 18.55% higher than the national median of $108,537 and 0.60% below the Hawaii state average of $129,447.
Cost-of-Living Adjusted Salary
Kaneohe has a cost of living 19.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kaneohe, HI has a cost-of-living index of 119.3 (above the national average of 100). While the nominal salary of $128,670 is competitive, the higher cost of living reduces purchasing power to an effective $107,854 — a 16.18% reduction.
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2019 BLS Actual
$104,146
2025 BLS Actual
$124,560
2026 Current Est.
$128,670
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Kaneohe (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,146 | Actual |
| 2020 | $105,900 | Actual |
| 2021 | $111,638 | Actual |
| 2022 | $113,084 | Actual |
| 2023 | $118,052 | Actual |
| 2024 | $128,033 | Actual |
| 2025 | $124,560 | Actual |
| 2026(current) | $128,670 | Estimated |
| 2027 | $132,917 | Projected |
Based on 7 years of BLS OEWS data for the Kaneohe metropolitan area, the median financial advisor salary grew 19.6% from $104,146 (2019) to $124,560 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $132,917 by 2027 — a total increase of $28,771 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kaneohe metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,629 – $92,643 |
| 3-5 years (Mid Career) | $92,643 – $128,670 |
| 5+ years (Experienced) | $128,670 – $164,698 |
| 10+ years (Top Earner) | $164,698 – $199,439 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Kaneohe
Given the current employment of just five financial advisors in Kaneohe, the job market remains relatively small yet specialized, with a focus on catering to high-net-worth clients. Prospective advisors must also consider the cost of living, reflected in a CoL index of 119.3, which means that their take-home pay may not stretch as far as it would in less costly areas. Among the employers in the region, wirehouses like Morgan Stanley and UBS tend to offer higher salaries, but advisors seeking to maximize financial advisor pay in Kaneohe, HI, should also consider independent broker-dealers and RIAs. Strategies for increasing compensation may involve concentrating on obtaining designations such as the CFP or CFA, building a robust AUM book, and engaging in breakaway transitions from traditional firms, which can provide lucrative packages. Overall, understanding the local market's nuances is key to succeeding in the competitive financial advisory space.
More salary data for Kaneohe, HI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,560 for financial advisorsin the Kaneohe metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kaneohe is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov