Financial Advisor Salary in Urban Honolulu, HI: $78,684 (2026)
Quick Answer:A full-time financial advisor in Urban Honolulu, HI earns a median $78,684/year (≈ $37.83/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Urban Honolulu's price level (11% above national, BEA RPP 111.0), that paycheck buys what $70,911 would nationally. Nominal pay sits 39.2% below the Hawaii state average.
Official BLS data · View source
In Urban Honolulu, Hawaii, the financial advisor salary reflects a notable divergence influenced by the structural roles of wirehouses and fiduciary Registered Investment Advisors (RIAs). The 2026 median annual salary stands at $78,684, which is approximately 27.50% lower than the national median of $108,537. The salary range for financial advisors in this urban area is substantial, spanning from $49,646 at the 10th percentile to $324,620 at the 90th percentile, as reported in the projected data based on 2025 BLS OEWS surveys. This variance emphasizes the differences in pay based on asset under management (AUM) models, with RIAs generally following a fee-based structure while wirehouses often depend on commissions, affecting overall compensation dynamics within the local market.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $49,646 | $23.87 |
| Lower Range (P25) | $54,356 | $26.13 |
| Median (P50)(typical) | $78,684 | $37.83 |
| Upper Range (P75) | $156,675 | $75.33 |
| Top Earners (P90) | $324,620 | $156.07 |
Median Salary Position
27.5% below the national average
2026 Salary Percentile Distribution in Urban Honolulu
In Urban Honolulu, HI, the financial advisor salary spread from the 10th to 90th percentile is $274,974 (2026 est.). At $78,684, the local median is 27.5% below the national median of $108,537.
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At 40 hours/week in Urban Honolulu: You'd be in the entry-level range
How Urban Honolulu Financial Advisor Pay Compares
Urban Honolulu median: $78,684/year (2026)
| Compared To | Median Salary | Urban Honolulu Pays |
|---|---|---|
| Hawaii Average | $129,414 | -39.20% less |
| National Average | $108,537 | -27.50% less |
Financial Advisors in Urban Honolulu, HI earn a median of $78,684 per year (2026 est.), which is 27.50% lower than the national median of $108,537 and 39.20% below the Hawaii state average of $129,414.
Cost-of-Living Adjusted Salary
Urban Honolulu has a cost of living 10.96% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Urban Honolulu, HI has a cost-of-living index of 110.961 (above the national average of 100). While the nominal salary of $78,684 is competitive, the higher cost of living reduces purchasing power to an effective $70,911 — a 9.88% reduction.
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2019 BLS Actual
$62,630
2025 BLS Actual
$76,170
2026 Current Est.
$78,684
2019–2027 Growth
+29.8%
Salary Trajectory for Financial Advisors in Urban Honolulu (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,630 | Actual |
| 2020 | $61,700 | Actual |
| 2021 | $61,690 | Actual |
| 2022 | $65,170 | Actual |
| 2023 | $77,200 | Actual |
| 2024 | $75,680 | Actual |
| 2025 | $76,170 | Actual |
| 2026(current) | $78,684 | Estimated |
| 2027 | $81,280 | Projected |
Based on 7 years of BLS OEWS data for the Urban Honolulu metropolitan area, the median financial advisor salary grew 21.6% from $62,630 (2019) to $76,170 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $81,280 by 2027 — a total increase of $18,650 (29.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Urban Honolulu metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $49,646 – $54,356 |
| 3-5 years (Mid Career) | $54,356 – $78,684 |
| 5+ years (Experienced) | $78,684 – $156,675 |
| 10+ years (Top Earner) | $156,675 – $324,620 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Urban Honolulu
In examining the job market, Urban Honolulu employs around 460 financial advisors, indicating a robust sector that aligns with the region's unique economic conditions. The local cost of living index is 110.961, a significant factor influencing the purchasing power of salaries. Among local employers, wirehouses and large banks tend to offer higher compensation packages, particularly for advisors with large AUM books. Factors contributing to the wide pay spectrum include the fee model (1% AUM at RIAs versus commissions at wirehouses), the presence of high-net-worth clients, and the credentials such as CFP or CFA that command premiums. For advisors looking to maximize their earning potential in this market, focusing on developing a strong AUM base, elevating their qualifications, and building relationships with affluent clientele can yield significant financial rewards in Urban Honolulu.
More salary data for Urban Honolulu, HI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $76,170 for financial advisorsin the Urban Honolulu metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov