Financial Advisor Salary in Kahului, HI: $60,585 (2026)
Quick Answer:A full-time financial advisor in Kahului, HI earns a median $60,585/year (≈ $29.13/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Kahului's price level (9% above national, BEA RPP 109.4), that paycheck buys what $55,383 would nationally. Nominal pay sits 53.2% below the Hawaii state average.
Official BLS data · View source
In 2026, financial advisors in Kahului, HI, can expect a median annual salary of $60,585, reflecting a notable gap compared to the national median of $108,537. The salary range for this profession in the city stretches from $52,074 at the 10th percentile to $89,706 at the 90th percentile. This data is drawn from projections based on 2025 BLS OEWS surveys and highlights some unique characteristics of Kahului's financial landscape. With an increasing number of advisors opting for independent practices, the potential for higher long-term compensation remains a compelling factor in the local job market, aligning with broader trends seen across the industry.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $52,074 | $25.04 |
| Lower Range (P25) | $58,819 | $28.28 |
| Median (P50)(typical) | $60,585 | $29.13 |
| Upper Range (P75) | $89,706 | $43.13 |
| Top Earners (P90) | $89,706 | $43.13 |
Median Salary Position
44.18% below the national average
2026 Salary Percentile Distribution in Kahului
In Kahului, HI, the financial advisor salary spread from the 10th to 90th percentile is $37,632 (2026 est.). At $60,585, the local median is 44.18% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Kahului: You'd be in the entry-level range
How Kahului Financial Advisor Pay Compares
Kahului median: $60,585/year (2026)
| Compared To | Median Salary | Kahului Pays |
|---|---|---|
| Hawaii Average | $129,456 | -53.20% less |
| National Average | $108,537 | -44.18% less |
Financial Advisors in Kahului, HI earn a median of $60,585 per year (2026 est.), which is 44.18% lower than the national median of $108,537 and 53.20% below the Hawaii state average of $129,456.
Cost-of-Living Adjusted Salary
Kahului has a cost of living 9.39% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kahului, HI has a cost-of-living index of 109.393 (above the national average of 100). While the nominal salary of $60,585 is competitive, the higher cost of living reduces purchasing power to an effective $55,383 — a 8.59% reduction.
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2019 BLS Actual
$60,790
2025 BLS Actual
$58,650
2026 Current Est.
$60,585
2019–2027 Growth
+3.0%
Salary Trajectory for Financial Advisors in Kahului (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,790 | Actual |
| 2020 | $51,260 | Actual |
| 2021 | $64,580 | Actual |
| 2022 | $53,247 | Actual |
| 2023 | $55,585 | Actual |
| 2024 | $122,454 | Actual |
| 2025 | $58,650 | Actual |
| 2026(current) | $60,585 | Estimated |
| 2027 | $62,585 | Projected |
Based on 7 years of BLS OEWS data for the Kahului metropolitan area, the median financial advisor salary grew -3.5% from $60,790 (2019) to $58,650 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $62,585 by 2027 — a total increase of $1,795 (2.95%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kahului metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $52,074 – $58,819 |
| 3-5 years (Mid Career) | $58,819 – $60,585 |
| 5+ years (Experienced) | $60,585 – $89,706 |
| 10+ years (Top Earner) | $89,706 – $89,706 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Kahului
The financial advisor market in Kahului consists of approximately 40 professionals, navigating a cost-of-living index of 109.393 that indicates higher living costs than the national average. This reality impacts take-home pay, making it vital for advisors to consider employer options carefully. Established wirehouses like Morgan Stanley and UBS typically offer higher starting salaries, while independent broker-dealers and registered investment advisors (RIAs) provide competitive packages based on assets under management. Factors such as client concentration, fee structures, and advisor credentials greatly influence compensation levels. For maximizing earnings in this niche market, focusing on building a substantial client base, obtaining recognized certifications like the CFP, and exploring fee-based models can make a significant difference in overall financial advisor pay in Kahului, HI.
More salary data for Kahului, HI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,650 for financial advisorsin the Kahului metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov