Financial Advisor Hourly Pay in Kahului, HI: $29.13 (2026)
Quick Answer:Hourly pay for a financial advisor working in Kahului, HI runs $29.13 at the median for 2026 — annualizing to $60,585 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Kahului's regional price level (BEA RPP 109.4, 9% above national), each hour of work buys what $26.63 nationally would. A 24-hour part-time schedule grosses $36,355 per year.
Official BLS data · View source
In Kahului, Hawaii, a financial advisor can expect to earn a median hourly pay of $29.13, which significantly trails the national median of $52.18 per hour. This disparity reflects both local market conditions and the nature of the region's financial advisory landscape. For financial advisors working part-time, say three days a week, this hourly rate translates to a manageable income especially in typical settings like wirehouse branch offices or during remote client meetings. Entry-level professionals may earn around $25.04 per hour, while more experienced advisors can see their rates climb to $43.13. This data, sourced from 2025 BLS OEWS data and projected to 2026, provides a clear understanding of how financial advisor hourly pay in Kahului compares to other areas.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $25.04 | $200.32 |
| Lower Range (P25) | $28.28 | $226.27 |
| Median (P50) | $29.13 | $233.04 |
| Upper Range (P75) | $43.13 | $345.02 |
| Top Earners (P90) | $43.13 | $345.02 |
Estimated Annual Income by Work Schedule in Kahului
Based on $29.13/hr median hourly rate · 2026 est.
At $29.13/hr, a financial advisor working full-time (40 hr/wk) in Kahului, HI can expect to earn approximately $60,592 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,957. With a cost-of-living index of 109.39 (above the national average), these earnings may be offset by higher expenses in Kahului.
Hourly Rate Calculator
Schedule Comparison in Kahului
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,165.22 | $5,049 | $60,592 |
| Part-Time (24 hrs) | $699.13 | $3,030 | $36,355 |
| Per Diem (16 hrs) | $466.09 | $2,020 | $24,237 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Kahului) | $29.13 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Kahului, HI earn a median of $60,585 per year (2026 est.), which is 44.18% lower than the national median of $108,537 and 53.20% below the Hawaii state average of $129,456.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $29.13/hr = $36,355/year (purchasing power: $33,233).
Working 40h/week (full-time) = $60,592/year (purchasing power: $55,389).
CoL index: 109.393 (100 = national average).
2019 BLS Actual
$29.22/hr
2025 BLS Actual
$28.20/hr
2026 Current Est.
$29.13/hr
2019–2027 Growth
+3.0%
Hourly Rate Trajectory for Financial Advisors in Kahului (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.22/hr | Actual |
| 2020 | $24.64/hr | Actual |
| 2021 | $31.05/hr | Actual |
| 2022 | $25.60/hr | Actual |
| 2023 | $26.73/hr | Actual |
| 2024 | $58.87/hr | Actual |
| 2025 | $28.20/hr | Actual |
| 2026(current) | $29.13/hr | Estimated |
| 2027 | $30.09/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Kahului grew -3.5% from $29.22/hr (2019) to $28.20/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $30.09/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kahului metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Kahului
Analyzing the earning potential for a financial advisor working part-time, we see that a 24-hour work week could yield approximately $36,330 annually. In contrast, those working full-time would see their earnings substantially increase. Per-diem financial advisor pay in Kahului often isn't common for entry-level advisors, but experienced professionals offering specialized services can charge a premium for project-based plans, ranging from $3,000 to $15,000. Hourly rates can vary widely depending on the type of firm, with wirehouses, independent broker-dealers, and RIAs each presenting different wage structures. Notably, professionals at wirehouses may accept lower hourly compensation in exchange for benefits like health insurance, which is less common for solo practitioners or small RIA founders who might command higher hourly rates without added benefits. Negotiating pay rates can also be crucial, as understanding the local market dynamics is key for advisors seeking the best compensation in their field within Kahului.
More salary data for Kahului, HI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Kahului. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov