Financial Advisor Hourly Pay in Gallup, NM: $45.80 (2026)
Quick Answer:Hourly pay for a financial advisor working in Gallup, NM runs $45.80 at the median for 2026 — annualizing to $95,260 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Gallup's regional price level (BEA RPP 94.4, 6% below national), each hour of work buys what $48.52 nationally would. A 24-hour part-time schedule grosses $57,162 per year.
Based on BLS state-level estimates · View source

In Gallup, NM, the financial advisor hourly pay stands at a median of $45.80, which reflects a notable 12.23% decrease compared to the national hourly median of $52.18. This hourly rate offers flexibility for those considering part-time roles or per-diem positions in settings such as wirehouse branch offices, insurance agency offices, and remote planning meetings. Financial advisors in Gallup can expect to earn from $26.56 at entry-level positions to as high as $70.99 for those at the top of their profession. Such figures illustrate the economic landscape for financial advisors in the area, driven by demand for both comprehensive financial plans and specialized services that cater to high-net-worth individuals.
About the Gallup Market
Salary estimated from New Mexico average ($85,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $26.56 | $212.47 |
| Lower Range (P25) | $33.14 | $265.11 |
| Median (P50) | $45.80 | $366.43 |
| Upper Range (P75) | $58.62 | $468.98 |
| Top Earners (P90) | $70.99 | $567.90 |
Estimated Annual Income by Work Schedule in Gallup
Based on $45.80/hr median hourly rate · 2026 est.
At $45.80/hr, a financial advisor working full-time (40 hr/wk) in Gallup, NM can expect to earn approximately $95,271 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $54,964. With a cost-of-living index of 94.40 (below the national average), these earnings stretch further in Gallup.
Hourly Rate Calculator
Schedule Comparison in Gallup
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,832.13 | $7,939 | $95,271 |
| Part-Time (24 hrs) | $1,099.28 | $4,764 | $57,162 |
| Per Diem (16 hrs) | $732.85 | $3,176 | $38,108 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Gallup) | $45.80 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Gallup, NM earn a median of $95,260 per year (2026 est.), which is 12.23% lower than the national median of $108,537 and 7.00% below the New Mexico state average of $102,430.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $45.80/hr = $57,162/year (purchasing power: $60,553).
Working 40h/week (full-time) = $95,271/year (purchasing power: $100,922).
CoL index: 94.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$37.07/hr
2025 BLS Actual
$44.34/hr
2026 Current Est.
$45.80/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Gallup (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $37.07/hr | Actual |
| 2020 | $37.70/hr | Actual |
| 2021 | $39.74/hr | Actual |
| 2022 | $40.25/hr | Actual |
| 2023 | $42.02/hr | Actual |
| 2024 | $35.87/hr | Actual |
| 2025 | $44.34/hr | Actual |
| 2026(current) | $45.80/hr | Estimated |
| 2027 | $47.31/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Gallup grew 19.6% from $37.07/hr (2019) to $44.34/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $47.31/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gallup metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Gallup
Evaluating the earning potential for a financial advisor working part-time, say three days a week, equates to approximately $57,024 annually, significantly less than full-time counterparts. However, they still capture decent pay while having time for other pursuits. The per diem landscape for financial advisors in Gallup is not typical for junior-level advisors but shines for seasoned fiduciaries who may charge $3,000-$15,000 for project-based financial plans. Hourly rates will vary widely across employer types; for instance, those in wirehouses like Morgan Stanley or Merrill Lynch may earn more compared to independent broker-dealers or small RIAs. Additionally, some advisors may need to weigh the benefits of a lower rate with employer-provided health insurance against higher rates without benefits. Negotiation strategies for hourly workers should focus on showcasing value versus competing offers, emphasizing expertise and the importance of fiduciary responsibility in a dynamic industry.
More salary data for Gallup, NM:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Gallup. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Gallup is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov