Financial Advisor Hourly Pay in Las Cruces, NM: $36.25 (2026)
Quick Answer:Hourly pay for a financial advisor working in Las Cruces, NM runs $36.25 at the median for 2026 — annualizing to $75,399 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Las Cruces's regional price level (BEA RPP 90.2, 10% below national), each hour of work buys what $40.18 nationally would. A 24-hour part-time schedule grosses $45,237 per year.
Official BLS data · View source
In Las Cruces, New Mexico, the financial advisor hourly pay is projected at $36.25 for 2026, significantly lower than the national median of $52.18. This hourly rate provides a foundation for various work arrangements, particularly beneficial for part-time professionals and those engaging in per-diem assignments in diverse settings such as wirehouse branch offices, Registered Investment Advisors (RIAs), and private banking suites. For financial advisors who choose to work part-time, typically three days a week, there exists an hourly range that spans from $18.68 for entry-level positions to $84.88 for top earners. The official Bureau of Labor Statistics (BLS) data reflects the broader trends of salaries and work arrangements within the financial services industry, accentuating the value of adaptability in different advisory contexts throughout Las Cruces.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.68 | $149.41 |
| Lower Range (P25) | $31.91 | $255.27 |
| Median (P50) | $36.25 | $289.98 |
| Upper Range (P75) | $46.28 | $370.23 |
| Top Earners (P90) | $84.88 | $679.05 |
Estimated Annual Income by Work Schedule in Las Cruces
Based on $36.25/hr median hourly rate · 2026 est.
At $36.25/hr, a financial advisor working full-time (40 hr/wk) in Las Cruces, NM can expect to earn approximately $75,396 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $43,498. With a cost-of-living index of 90.21 (below the national average), these earnings stretch further in Las Cruces.
Hourly Rate Calculator
Schedule Comparison in Las Cruces
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,449.92 | $6,283 | $75,396 |
| Part-Time (24 hrs) | $869.95 | $3,770 | $45,237 |
| Per Diem (16 hrs) | $579.97 | $2,513 | $30,158 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Las Cruces) | $36.25 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Las Cruces, NM earn a median of $75,399 per year (2026 est.), which is 30.53% lower than the national median of $108,537 and 26.40% below the New Mexico state average of $102,444.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $36.25/hr = $45,237/year (purchasing power: $50,146).
Working 40h/week (full-time) = $75,396/year (purchasing power: $83,576).
CoL index: 90.212 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$29.34/hr
2025 BLS Actual
$35.09/hr
2026 Current Est.
$36.25/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Las Cruces (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.34/hr | Actual |
| 2020 | $29.83/hr | Actual |
| 2021 | $46.99/hr | Actual |
| 2022 | $38.25/hr | Actual |
| 2023 | $34.58/hr | Actual |
| 2024 | $34.21/hr | Actual |
| 2025 | $35.09/hr | Actual |
| 2026(current) | $36.25/hr | Estimated |
| 2027 | $37.44/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Las Cruces grew 19.6% from $29.34/hr (2019) to $35.09/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $37.44/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Las Cruces metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Las Cruces
Focusing on the part-time earning scenario, a financial advisor working 24 hours a week can expect a notable disparity in annual income compared to full-time counterparts, with many earning less than $50,000 annually versus full-time salaries that exceed $75,000. The per-diem aspect also distinguishes this profession, where independent advisors might present plans that command pricing between $3,000 and $15,000 per client, especially for comprehensive financial strategies, while smaller businesses may pay annual retainers ranging from $5,000 to $25,000 for ongoing advisory services. Hourly rates can fluctuate depending on the nature of the employer; wirehouses often pay less due to their legacy commission structures, while RIAs and independent broker-dealers may offer more competitive compensation. Financial advisors in Las Cruces should weigh benefits like health insurance against higher hourly pay without benefits, and negotiating with prospective employers can be key. A successful negotiation emphasizes the advisor's specialized skills and adaptability to the unique dynamics of the Las Cruces financial market.
More salary data for Las Cruces, NM:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Las Cruces. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov