Financial Advisor Pay

San Diego vs Sacramento: Financial Advisor Salary (2026)

Compare financial advisor salaries between San Diego, CA and Sacramento, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Diego, CA
$134,631
$64.73/hr
Sacramento, CA
$132,172
$63.55/hr

Side-by-Side Comparison

MetricSan Diego, CASacramento, CA
Median Salary$134,631$132,172
Hourly Rate$64.73$63.55
Entry Level (P10)$70,905$70,905
25th Percentile$98,703$96,751
75th Percentile$195,950$158,824
Top Earner (P90)$418,923$325,447
Total Employed3,0101,260
Side-by-side bar chart comparing San Diego ($134,631) and Sacramento ($132,172) financial advisor salaries.San DiegoSacramentoMedian Salary$134,631$132,172Entry Level (P10)$70,905$70,905Top Earner (P90)$418,923$325,447US Median $108,537

Verdict

San Diego, CA offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Sacramento.

The salary gap between San Diego and Sacramento is $2,459 (1.86%). San Diego's median is +24.04% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Diego spans $348,018,Sacramento spans $254,542. San Diego has a wider pay range, meaning more potential for high earners but also more variation.

San Diego
P10 (Entry)$70,905
P25$98,703
Median$134,631
P75$195,950
P90 (Top)$418,923
Sacramento
P10 (Entry)$70,905
P25$96,751
Median$132,172
P75$158,824
P90 (Top)$325,447

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Sacramento ($123,907 effective) pays 2.97% more than San Diego ($120,328 effective).

San Diego
Nominal: $134,631
CoL Index: 111.887
Adjusted: $120,328
Sacramento
Nominal: $132,172
CoL Index: 106.67
Adjusted: $123,907

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Diego if…

  • Higher median salary ($134,631/year)
  • Better top-earner potential ($418,923)
  • Larger job market (3,010 employed)
  • You prefer the California area and lifestyle

Choose Sacramento if…

  • Better purchasing power (CoL-adjusted: $123,907)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in San Diego grew 12.6% from 2019 to 2025, compared to 45.2% growth in Sacramento over the same period.

San Diego, CA

+12.6%

$115,720 (2019) → $130,330 (2025)

Sacramento, CA

+45.2%

$88,140 (2019) → $127,950 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: San Diego or Sacramento?

San Diego has a higher median financial advisor salary at $134,631/year, compared to Sacramento at $132,172/year — a difference of $2,459 (1.86%).

What is the hourly rate difference between San Diego and Sacramento?

San Diego financial advisors earn $64.73/hr while Sacramento hygienists earn $63.55/hr (2026 est.).

Should I relocate from San Diego to Sacramento as a financial advisor?

Consider more than just salary when comparing San Diego and Sacramento. Factor in cost of living (CoL-adjusted: San Diego = $120,328, Sacramento = $123,907), job availability (3,010 vs 1,260 employed), commute, and career growth potential.

What do entry-level financial advisors earn in San Diego vs Sacramento?

Entry-level (10th percentile) financial advisors earn $70,905 in San Diego and $70,905 in Sacramento. The Sacramento area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov