Senior Financial Advisor Salary in Carrollton, TX: $136,004 (2026)
Quick Answer:The top tier of financial advisors working in Carrollton, TX — those at or above the 90th percentile — pull in $136,004/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 13-2052. Strip back Carrollton's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $141,671 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Carrollton, Texas, the financial advisory market presents substantial earning potential for senior-level professionals. Experienced financial advisors can command salaries up to $136,004 (P90) in 2026, creating a noteworthy income disparity with the median salary of $87,744. This experience premium reflects the substantial expertise required to reach such heights, with top earners distinguishing themselves through specialized knowledge and client relationships. To attain these impressive income levels, professionals often target high-net-worth individuals or niche markets where advanced financial strategies, such as estate planning or business succession, can be implemented effectively. As competition increases, those who invest in advanced certifications like the CFP or CFA further enhance their marketability, allowing them to break into the higher echelons of compensation.
About the Carrollton Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Carrollton
Experienced financial advisors at the top of the pay scale in Carrollton earn between $112,312 and $136,004 per year (2026 est.). This $85,112 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Carrollton median of $87,744 sits 19.16% below the US median.
Top CFP, FA Salary Comparison
| Level | Carrollton | National |
|---|---|---|
| Median (P50) | $87,744 | $108,537 |
| 75th Percentile | $112,312 | $182,624 |
| 90th Percentile (Top 10%) | $136,004 | $368,802 |
In Carrollton, experienced financial advisors (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Financial Advisor Pay in Carrollton
Advanced Certifications in Texas
TX financial advisors with additional specialty certifications within the financial planning field earn significantly above the $87,744 median. Expanded-scope credentials are increasingly valued by Carrollton employers.
Specialty Focus
Financial Advisors focusing on high-acuity or specialty areas within the financial planning field in Carrollton command premium compensation, often reaching the $112,312–$136,004 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Carrollton metro area often pay above-market rates for experienced financial advisors who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured financial advisors in Carrollton with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Financial Advisors in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Financial Advisor Career & Wage Growth Path in Carrollton
Clinical Financial Advisor
0-5 yearsSenior/Lead Financial Advisor
5-10 yearsFinancial Advisor Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCarrollton ranks #35 of 109 Texas cities for top earner financial advisor salary (90th percentile: $136,004).
Top 10% financial advisor compensation in Carrollton ($136,004) is 56.67% below the Texas average P90 ($313,852).
2024 BLS Actual
$144,838
2025 BLS Actual
$131,659
2026 Current Est.
$136,004
2024–2027 Growth
+-3.0%
Salary Trajectory for Financial Advisors in Carrollton (2024–2027)
2024–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2024 | $144,838 | Actual |
| 2025 | $131,659 | Actual |
| 2026(current) | $136,004 | Estimated |
| 2027 | $140,492 | Projected |
Top-earning financial advisors (90th percentile) in Carrollton saw their compensation grow -9.1% from $144,838 in 2024 to $131,659 in 2025, based on 2 years of BLS OEWS data for this metropolitan area. At a 3.30% annual growth rate, senior-level pay is projected to reach $140,492 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2024–2025) are actual BLS OEWS figures for the Carrollton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 2-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Financial Advisor Earnings in Carrollton
Compensation structures for senior financial advisors in Carrollton also vary significantly based on the type of employer. While wirehouses such as Morgan Stanley and UBS typically offer a commission-based model, independent RIAs and fiduciary firms generally provide compensation based on assets under management (AUM), creating incentives for growth. Advisors specializing in areas like retirement planning or divorce financial planning are particularly sought after, attracting higher fees that boost overall pay. Paths to advancement include moving from roles like junior advisor to partner in a firm, while credentials such as the CFP or CPA enhance earning potential. Equally, non-salary compensation factors, including an advisor's AUM, fee model, and equity stakes in firms, play crucial roles in determining overall income. As the industry continues to evolve with a shift towards fee-only models, advisors in Carrollton who adapt to these changes will likely find opportunities for growth and increased earnings.
More salary data for Carrollton, TX:
Frequently Asked Questions
How much do experienced financial advisors make in Carrollton in 2026?
What drives higher financial advisor pay in Carrollton?
What certifications boost financial advisor salary in Carrollton?
Can experienced financial advisors make six figures in Carrollton?
How much does financial advisor salary increase over time in Carrollton?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $131,659 for financial advisors in the Carrollton metro area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Carrollton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov