Financial Advisor Salary in Carrollton, TX: $87,744 (2026)
Quick Answer:A full-time financial advisor in Carrollton, TX earns a median $87,744/year (≈ $42.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Carrollton's price level (4% below national, BEA RPP 96.0), that paycheck buys what $91,400 would nationally. Nominal pay sits 1.2% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Carrollton, Texas, are projected to earn a median annual salary of $87,744, which is significantly below the national median of $108,537, reflecting a difference of about 19.16%. The salary range in this city is quite broad, spanning from $50,892 at the 10th percentile to $136,004 at the 90th percentile. These local compensation figures are estimated based on 2025 BLS data and adjusted for regional cost factors. The differences in financial advisor pay in Carrollton can largely be attributed to the structural divide between wirehouses and fiduciary Registered Investment Advisors (RIAs) operating under an assets under management (AUM) fee model, which is increasingly influential in shaping the earnings landscape here.
About the Carrollton Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $50,892 | $24.47 |
| Lower Range (P25) | $63,176 | $30.37 |
| Median (P50)(typical) | $87,744 | $42.19 |
| Upper Range (P75) | $112,312 | $53.99 |
| Top Earners (P90) | $136,004 | $65.39 |
Median Salary Position
19.16% below the national average
2026 Salary Percentile Distribution in Carrollton
In Carrollton, TX, the financial advisor salary spread from the 10th to 90th percentile is $85,112 (2026 est.). At $87,744, the local median is 19.16% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Carrollton: You'd be in the lower-middle range
How Carrollton Financial Advisor Pay Compares
Carrollton median: $87,744/year (2026)
| Compared To | Median Salary | Carrollton Pays |
|---|---|---|
| Texas Average | $86,704 | +1.20% more |
| National Average | $108,537 | -19.16% less |
Financial Advisors in Carrollton, TX earn a median of $87,744 per year (2026 est.), which is 19.16% lower than the national median of $108,537 and 1.20% above the Texas state average of $86,704.
Cost-of-Living Adjusted Salary
Carrollton has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Carrollton, TX has a cost-of-living index of 96 (below the national average of 100). A financial advisor earning $87,744 nominally has purchasing power equivalent to $91,400 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$71,020
2025 BLS Actual
$84,941
2026 Current Est.
$87,744
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Carrollton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $71,020 | Actual |
| 2020 | $72,216 | Actual |
| 2021 | $76,129 | Actual |
| 2022 | $77,115 | Actual |
| 2023 | $80,503 | Actual |
| 2024 | $108,834 | Actual |
| 2025 | $84,941 | Actual |
| 2026(current) | $87,744 | Estimated |
| 2027 | $90,640 | Projected |
Based on 7 years of BLS OEWS data for the Carrollton metropolitan area, the median financial advisor salary grew 19.6% from $71,020 (2019) to $84,941 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $90,640 by 2027 — a total increase of $19,620 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Carrollton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $50,892 – $63,176 |
| 3-5 years (Mid Career) | $63,176 – $87,744 |
| 5+ years (Experienced) | $87,744 – $112,312 |
| 10+ years (Top Earner) | $112,312 – $136,004 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Carrollton
Analyzing the local job market, Carrollton employs about 20 financial advisors. The cost of living index stands at 96, below the national average, which impacts take-home pay and potential purchasing power. Among firms in Carrollton, wirehouses such as Morgan Stanley and Merrill Lynch are known to provide some of the highest salaries, but they also adhere to the more traditional commission structure, which can vary significantly from the fee-only model of RIAs. The spread in compensation levels is influenced by factors like AUM book size, client concentration, and the relative credentialing premium brought by designations such as CFP or CFA. To maximize financial advisor pay in Carrollton, professionals should consider building a wealthy client base, pursuing advanced credentials, and exploring opportunities with independent firms or transitioning from wirehouses to RIAs, where a fiduciary approach can enhance long-term client relationships and overall compensation.
More salary data for Carrollton, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $84,941 for financial advisorsin the Carrollton metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Carrollton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov