Financial Advisor Pay

Senior Financial Advisor Salary in Winston-Salem, NC: $167,666 (2026)

Quick Answer:The top tier of financial advisors working in Winston-Salem, NC — those at or above the 90th percentile — pull in $167,666/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 13-2052. Strip back Winston-Salem's price premium (BEA RPP 93.6, 6% below national) and that top-decile pay carries the same buying power as $179,130 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$167,666
Top 10% Earn
$80.60/hr
Top Hourly Rate
$138,459
75th Percentile
$167,666
90th Percentile

Based on BLS state-level estimates · View source

Financial Advisor Senior Salary in Winston-Salem, NC — 2026 est., based on 2025 BLS
Winston-Salem, NC financial advisor senior salary overview (2026 est., based on 2025 BLS)

In Winston-Salem, NC, the allure of high earning potential for experienced financial advisors is evident, particularly for those at the top of their game. With a projected 2026 median annual salary of $108,172, experienced professionals have the opportunity to reach remarkable compensation levels, with top earners (at the 90th percentile) potentially making $167,666. This notable figure reflects a substantial gap compared to the median, highlighting the significant experience premium that comes with over seven years in the field. Achieving this level of salary often requires not only extensive experience but also the ability to cultivate high-net-worth clientele and expertise in complex financial areas, such as estate planning and business succession.

About the Winston-Salem Market

Salary estimated from North Carolina average ($105,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Winston-Salem

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Winston-Salem. The median salary is $108,172, compared to the national median of $108,537.$56.5K$86.4K$116.3K$146.2K$176.0K$62.7K10th Pctl$77.9K25th Pctl$108.2KMedian$138.5K75th Pctl$167.7K90th PctlUS Median$108.5K

Experienced financial advisors at the top of the pay scale in Winston-Salem earn between $138,459 and $167,666 per year (2026 est.). This $104,927 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Winston-Salem median of $108,172 sits 0.34% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Winston-Salem metro area.

Top CFP, FA Salary Comparison

LevelWinston-SalemNational
Median (P50)$108,172$108,537
75th Percentile$138,459$182,624
90th Percentile (Top 10%)$167,666$368,802

In Winston-Salem, experienced financial advisors (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Financial Advisor Pay in Winston-Salem

1

Advanced Certifications in North Carolina

NC financial advisors with additional specialty certifications within the financial planning field earn significantly above the $108,172 median. Expanded-scope credentials are increasingly valued by Winston-Salem employers.

2

Specialty Focus

Financial Advisors focusing on high-acuity or specialty areas within the financial planning field in Winston-Salem command premium compensation, often reaching the $138,459–$167,666 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Winston-Salem metro area often pay above-market rates for experienced financial advisors who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured financial advisors in Winston-Salem with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Financial Advisors in North Carolina who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Financial Advisor Career & Wage Growth Path in Winston-Salem

Clinical Financial Advisor

0-5 years
$62,739 – $108,172

Senior/Lead Financial Advisor

5-10 years
$108,172 – $138,459

Financial Advisor Department Manager

10+ years
$138,459+

Educator / Specialty Leadership

Advanced
Varies by role

Winston-Salem ranks #14 of 44 North Carolina cities for top earner financial advisor salary (90th percentile: $167,666).

Top 10% financial advisor compensation in Winston-Salem ($167,666) is 45.84% below the North Carolina average P90 ($309,557).

2024 BLS Actual

$133,601

2025 BLS Actual

$162,310

2026 Current Est.

$167,666

2024–2027 Growth

+29.6%

Salary Trajectory for Financial Advisors in Winston-Salem (20242027)

2024–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Winston-Salem. Baseline $133,601 in 2025, projected to $173,199 by 2027.$125.7K$139.5K$153.4K$167.3K$181.1K20242025202620272025 BLS$133.6K$162.3K$167.7K$173.2K
YearAnnual SalaryStatus
2024$133,601Actual
2025$162,310Actual
2026(current)$167,666Estimated
2027$173,199Projected

Top-earning financial advisors (90th percentile) in Winston-Salem saw their compensation grow 21.5% from $133,601 in 2024 to $162,310 in 2025, based on 2 years of BLS OEWS data for this metropolitan area. At a 3.30% annual growth rate, senior-level pay is projected to reach $173,199 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20242025) are actual BLS OEWS figures for the Winston-Salem metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 2-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Financial Advisor Earnings in Winston-Salem

Specializations can significantly impact senior financial advisor pay in NC, especially in Winston-Salem, where roles advising on high-net-worth private wealth and complex retirement strategies tend to command premium compensation. Senior advisors can find varying pay structures depending on their employer type—leading firms such as Morgan Stanley or independent broker-dealers like Raymond James offer different incentives, with wirehouses typically compensating through commission models while fee-only RIAs focus on assets under management. As advisors progress through their careers, paths toward leadership and advanced roles become realistic, including the transition from lead advisor to partner or from wirehouse rookie to branch manager. Advanced credentials, such as CFP and CFA, are not just advantageous; they enhance marketability and influence overall pay. Additionally, non-salary compensation drivers, including AUM book size and equity partnerships at RIAs, play vital roles in shaping the financial rewards for senior professionals in this market.

Frequently Asked Questions

How much do experienced financial advisors make in Winston-Salem in 2026?

Top-earning financial advisors in Winston-Salem (90th percentile) make $167,666/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is $59,494 more than the area median of $108,172 — representing a significant experience premium. Senior financial advisors typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher financial advisor pay in Winston-Salem?

Higher financial advisor pay in Winston-Salem is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost financial advisor salary in Winston-Salem?

The most impactful salary-boosting certifications for financial advisors in Winston-Salem include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $108,172, especially when combined with experience at specialty practices.

Can experienced financial advisors make six figures in Winston-Salem?

Yes — the 90th percentile salary in Winston-Salem is $167,666, well above $100K. Financial Advisors with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does financial advisor salary increase over time in Winston-Salem?

In Winston-Salem, the gap between entry level ($62,739) and top earners ($167,666) is $104,927, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in North Carolina

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $162,310 for financial advisors in the Winston-Salem metro area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Winston-Salem is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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