Senior Financial Advisor Salary in Lynn, MA: $208,082 (2026)
Quick Answer:The top tier of financial advisors working in Lynn, MA — those at or above the 90th percentile — pull in $208,082/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 13-2052. Strip back Lynn's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $191,781 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior financial advisors in Lynn, Massachusetts, have significant earning potential, especially for those who excel in high-demand areas such as private wealth management and estate planning. The projected top-end salary of $208,082 for 2026 places Lynn's most experienced financial advisors well above the national average, which sits at $108,537. The substantial gap between the median annual salary of $134,247 and the earnings of top earners highlights the experience premium available in this market. Achieving this level of compensation requires more than just years of service; it necessitates a strategic focus on developing specialized skills and building a robust client base, which positions advisors to leverage their expertise effectively in negotiating higher pay.
About the Lynn Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Lynn
Experienced financial advisors at the top of the pay scale in Lynn earn between $171,835 and $208,082 per year (2026 est.). This $130,219 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Lynn median of $134,247 sits 23.69% above the US median.
Top CFP, FA Salary Comparison
| Level | Lynn | National |
|---|---|---|
| Median (P50) | $134,247 | $108,537 |
| 75th Percentile | $171,835 | $182,624 |
| 90th Percentile (Top 10%) | $208,082 | $368,802 |
In Lynn, experienced financial advisors (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Financial Advisor Pay in Lynn
Advanced Certifications in Massachusetts
MA financial advisors with additional specialty certifications within the financial planning field earn significantly above the $134,247 median. Expanded-scope credentials are increasingly valued by Lynn employers.
Specialty Focus
Financial Advisors focusing on high-acuity or specialty areas within the financial planning field in Lynn command premium compensation, often reaching the $171,835–$208,082 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Lynn metro area often pay above-market rates for experienced financial advisors who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured financial advisors in Lynn with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Financial Advisors in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Financial Advisor Career & Wage Growth Path in Lynn
Clinical Financial Advisor
0-5 yearsSenior/Lead Financial Advisor
5-10 yearsFinancial Advisor Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedLynn ranks #7 of 58 Massachusetts cities for top earner financial advisor salary (90th percentile: $208,082).
Top 10% financial advisor compensation in Lynn ($208,082) is 22.83% below the Massachusetts average P90 ($269,649).
2024 BLS Actual
$218,984
2025 BLS Actual
$201,435
2026 Current Est.
$208,082
2024–2027 Growth
+-1.8%
Salary Trajectory for Financial Advisors in Lynn (2024–2027)
2024–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2024 | $218,984 | Actual |
| 2025 | $201,435 | Actual |
| 2026(current) | $208,082 | Estimated |
| 2027 | $214,949 | Projected |
Top-earning financial advisors (90th percentile) in Lynn saw their compensation grow -8.0% from $218,984 in 2024 to $201,435 in 2025, based on 2 years of BLS OEWS data for this metropolitan area. At a 3.30% annual growth rate, senior-level pay is projected to reach $214,949 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2024–2025) are actual BLS OEWS figures for the Lynn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 2-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Financial Advisor Earnings in Lynn
When examining the landscape of senior financial advisor pay in MA, it becomes clear that specialization drives compensation variation. Advisors dealing with high-net-worth clients, offering retirement planning or divorce financial services often command higher fees than their more generalist peers. Employment type also plays a crucial role; for instance, wirehouse firms like Morgan Stanley or Merrill Lynch typically provide competitive salaries but may lean toward a commission structure, while RIAs often offer fee models aligning with fiduciary principles, leading to significant earnings based on assets under management. To advance into leadership roles, such as becoming a partner in a firm or a founder of a small RIA, advisors usually pursue advanced credentials like CFP or CFA. These qualifications not only bolster credibility but also enable more effective navigation of client relationships. Non-salary benefits, including equity partnerships and breakaway packages from wirehouses, further enhance overall compensation, reinforcing the importance of strategic career moves in maximizing senior financial advisor salaries in Lynn.
More salary data for Lynn, MA:
Frequently Asked Questions
How much do experienced financial advisors make in Lynn in 2026?
What drives higher financial advisor pay in Lynn?
What certifications boost financial advisor salary in Lynn?
Can experienced financial advisors make six figures in Lynn?
How much does financial advisor salary increase over time in Lynn?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $201,435 for financial advisors in the Lynn metro area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Lynn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov