Financial Advisor Salary in Lancaster, TX: $84,040 (2026)
Quick Answer:A full-time financial advisor in Lancaster, TX earns a median $84,040/year (≈ $40.40/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Lancaster's price level (4% below national, BEA RPP 96.0), that paycheck buys what $87,542 would nationally. Nominal pay sits 3.1% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Lancaster, Texas, can expect to earn a median annual salary of $84,040, significantly below the national median of $108,537. The salary range for these professionals varies widely, from $48,743 at the 10th percentile to $130,261 at the 90th percentile, showcasing the diversity of financial advisor pay in Lancaster. These figures derive from estimates based on 2025 BLS data, adjusted for regional price parities. As Lancaster's job market presents opportunities for financial advisors, understanding these numbers is critical for those considering career advancement in this field, especially given the city’s dynamics of commission-based versus fee-only fiduciary models.
About the Lancaster Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $48,743 | $23.44 |
| Lower Range (P25) | $60,932 | $29.30 |
| Median (P50)(typical) | $84,040 | $40.40 |
| Upper Range (P75) | $107,570 | $51.71 |
| Top Earners (P90) | $130,261 | $62.63 |
Median Salary Position
22.57% below the national average
2026 Salary Percentile Distribution in Lancaster
In Lancaster, TX, the financial advisor salary spread from the 10th to 90th percentile is $81,518 (2026 est.). At $84,040, the local median is 22.57% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Lancaster: You'd be in the lower-middle range
How Lancaster Financial Advisor Pay Compares
Lancaster median: $84,040/year (2026)
| Compared To | Median Salary | Lancaster Pays |
|---|---|---|
| Texas Average | $86,728 | -3.10% less |
| National Average | $108,537 | -22.57% less |
Financial Advisors in Lancaster, TX earn a median of $84,040 per year (2026 est.), which is 22.57% lower than the national median of $108,537 and 3.10% below the Texas state average of $86,728.
Cost-of-Living Adjusted Salary
Lancaster has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lancaster, TX has a cost-of-living index of 96 (below the national average of 100). A financial advisor earning $84,040 nominally has purchasing power equivalent to $87,542 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$68,022
2025 BLS Actual
$81,355
2026 Current Est.
$84,040
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Lancaster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $68,022 | Actual |
| 2020 | $69,168 | Actual |
| 2021 | $72,915 | Actual |
| 2022 | $73,860 | Actual |
| 2023 | $77,104 | Actual |
| 2024 | $104,240 | Actual |
| 2025 | $81,355 | Actual |
| 2026(current) | $84,040 | Estimated |
| 2027 | $86,813 | Projected |
Based on 7 years of BLS OEWS data for the Lancaster metropolitan area, the median financial advisor salary grew 19.6% from $68,022 (2019) to $81,355 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $86,813 by 2027 — a total increase of $18,791 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lancaster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $48,743 – $60,932 |
| 3-5 years (Mid Career) | $60,932 – $84,040 |
| 5+ years (Experienced) | $84,040 – $107,570 |
| 10+ years (Top Earner) | $107,570 – $130,261 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Lancaster
With only eight financial advisors currently employed in the Lancaster area, the job market reflects a relatively niche environment, which can often affect competition and salary negotiations. The cost of living index for Lancaster is 96, suggesting that while salaries are lower than the national average, taking-home pay may stretch further here due to lower living expenses. Among local employers, wirehouses such as Morgan Stanley and Merrill Lynch typically offer the highest compensation packages for advisors, particularly for those managing substantial books of assets under management (AUM). The disparity between income levels can often be traced back to factors like client concentration, the type of fee model employed, and whether advisors hold advanced certifications such as CFP or CFA. To maximize their pay, aspiring financial advisors in Lancaster should focus on building a robust client base and consider independent opportunities, as these models increasingly provide higher potential earnings, especially for those willing to adapt to the evolving market landscape.
More salary data for Lancaster, TX:
Frequently Asked Questions
How much do financial advisors make in Lancaster, TX in 2026?
Is Lancaster, TX a good place to work as a financial advisor?
Can financial advisors make $100K in Lancaster?
What is the cost-of-living adjusted financial advisor salary in Lancaster?
How much does a financial advisor make per hour in Lancaster?
Related Pages
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $81,355 for financial advisorsin the Lancaster metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lancaster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov