Financial Advisor Hourly Pay in Lancaster, TX: $40.40 (2026)
Quick Answer:Hourly pay for a financial advisor working in Lancaster, TX runs $40.40 at the median for 2026 — annualizing to $84,040 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Lancaster's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $42.08 nationally would. A 24-hour part-time schedule grosses $50,420 per year.
Based on BLS state-level estimates · View source
In Lancaster, TX, financial advisors can expect to earn a median hourly rate of $40.40. This figure is noticeably lower than the national median of $52.18, indicating a unique local market dynamic. For those working part-time, such as three days a week, this hourly pay translates to approximately $31,500 annually based on a 24-hour work week, which may be suitable for advisors looking for flexible schedules. The hourly rates for financial advisors in Lancaster can range from $23.44 at the entry-level (P10) to $62.63 for top earners (P90), reflecting varied experience and client engagement. These professionals often operate in diverse settings, including wirehouse branch offices, independent advisor firms, and through virtual planning meetings, allowing them to cater services tailored to high-net-worth individuals.
About the Lancaster Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.44 | $187.51 |
| Lower Range (P25) | $29.30 | $234.37 |
| Median (P50) | $40.40 | $323.21 |
| Upper Range (P75) | $51.71 | $413.70 |
| Top Earners (P90) | $62.63 | $501.05 |
Estimated Annual Income by Work Schedule in Lancaster
Based on $40.40/hr median hourly rate · 2026 est.
At $40.40/hr, a financial advisor working full-time (40 hr/wk) in Lancaster, TX can expect to earn approximately $84,033 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,481. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Lancaster.
Hourly Rate Calculator
Schedule Comparison in Lancaster
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,616.03 | $7,003 | $84,033 |
| Part-Time (24 hrs) | $969.62 | $4,202 | $50,420 |
| Per Diem (16 hrs) | $646.41 | $2,801 | $33,613 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Lancaster) | $40.40 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Lancaster, TX earn a median of $84,040 per year (2026 est.), which is 22.57% lower than the national median of $108,537 and 3.10% below the Texas state average of $86,728.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $40.40/hr = $50,420/year (purchasing power: $52,521).
Working 40h/week (full-time) = $84,033/year (purchasing power: $87,535).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$32.70/hr
2025 BLS Actual
$39.11/hr
2026 Current Est.
$40.40/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Lancaster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $32.70/hr | Actual |
| 2020 | $33.25/hr | Actual |
| 2021 | $35.05/hr | Actual |
| 2022 | $35.51/hr | Actual |
| 2023 | $37.07/hr | Actual |
| 2024 | $50.12/hr | Actual |
| 2025 | $39.11/hr | Actual |
| 2026(current) | $40.40/hr | Estimated |
| 2027 | $41.73/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Lancaster grew 19.6% from $32.70/hr (2019) to $39.11/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $41.73/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lancaster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Lancaster
For part-time financial advisors in Lancaster, the earning potential while working three days a week illustrates a compelling contrast to full-time roles. Those engaged in per-diem financial advisor work might charge based on specific projects or consultations; for example, fiduciary advisors can command fees ranging from $3,000 to $15,000 for comprehensive financial plans. Additionally, established financial advisors who serve small businesses may receive annual retainers between $5,000 and $25,000 for retirement plan consulting services. The composition of hourly rates among different employer types—whether at wirehouses like UBS or independent broker-dealers—further diversifies these earnings. Some advisors may opt for positions with lower financial advisor hourly pay in exchange for employee benefits, while those working independently might negotiate higher rates but without benefit packages. Understanding these dynamics is crucial for aspiring financial advisors entering the field in Lancaster.
More salary data for Lancaster, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Lancaster. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Lancaster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov