Financial Advisor Salary in Oswego, NY: $119,434 (2026)
Quick Answer:A full-time financial advisor in Oswego, NY earns a median $119,434/year (≈ $57.42/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Oswego's price level (16% above national, BEA RPP 115.9), that paycheck buys what $103,049 would nationally. Nominal pay sits 6.2% below the New York state average.
Based on BLS state-level estimates · View source
In 2026, the financial advisor salary in Oswego, NY, is projected to reach a median of $119,434 annually, which is about 10.04% higher than the national median of $108,537. The local salary range presents opportunities for varying levels of experience, with entry-level advisors earning approximately $69,272 while seasoned professionals can command up to $185,123. These figures are derived from 2025 BLS data, adjusted for regional price parities, reflecting both the competitive local job market and the growing trend of fee-only fiduciary services. Moreover, the presence of Certified Financial Planners (CFPs) in Oswego can elevate compensation levels, as clients increasingly seek advisors with recognized credentials to manage their portfolios effectively.
About the Oswego Market
Salary estimated from New York average ($168,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $69,272 | $33.30 |
| Lower Range (P25) | $85,993 | $41.34 |
| Median (P50)(typical) | $119,434 | $57.42 |
| Upper Range (P75) | $152,876 | $73.50 |
| Top Earners (P90) | $185,123 | $89.00 |
Median Salary Position
10.04% above the national average
2026 Salary Percentile Distribution in Oswego
In Oswego, NY, the financial advisor salary spread from the 10th to 90th percentile is $115,851 (2026 est.). At $119,434, the local median is 10.04% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Oswego: You'd be in the lower-middle range
How Oswego Financial Advisor Pay Compares
Oswego median: $119,434/year (2026)
| Compared To | Median Salary | Oswego Pays |
|---|---|---|
| New York Average | $127,329 | -6.20% less |
| National Average | $108,537 | +10.04% more |
Financial Advisors in Oswego, NY earn a median of $119,434 per year (2026 est.), which is 10.04% higher than the national median of $108,537 and 6.20% below the New York state average of $127,329.
Cost-of-Living Adjusted Salary
Oswego has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oswego, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $119,434 is competitive, the higher cost of living reduces purchasing power to an effective $103,049 — a 13.72% reduction.
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2019 BLS Actual
$96,670
2025 BLS Actual
$115,619
2026 Current Est.
$119,434
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Oswego (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $96,670 | Actual |
| 2020 | $98,299 | Actual |
| 2021 | $103,625 | Actual |
| 2022 | $104,967 | Actual |
| 2023 | $109,578 | Actual |
| 2024 | $182,612 | Actual |
| 2025 | $115,619 | Actual |
| 2026(current) | $119,434 | Estimated |
| 2027 | $123,376 | Projected |
Based on 7 years of BLS OEWS data for the Oswego metropolitan area, the median financial advisor salary grew 19.6% from $96,670 (2019) to $115,619 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $123,376 by 2027 — a total increase of $26,706 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oswego metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $69,272 – $85,993 |
| 3-5 years (Mid Career) | $85,993 – $119,434 |
| 5+ years (Experienced) | $119,434 – $152,876 |
| 10+ years (Top Earner) | $152,876 – $185,123 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Oswego
Despite a modest number of financial advisors—only five currently employed in the area—the local job market exhibits distinctive characteristics that influence compensation dynamics. The cost-of-living index in Oswego stands at 115.9, meaning residents face higher living expenses than the national average, which in turn impacts take-home pay. Among local employers, independent broker-dealers and Registered Investment Advisors (RIAs) tend to offer the most competitive salaries, particularly those with a focus on fiduciary investment strategies. This environment has generated a wide salary spread, determined by factors such as assets under management (AUM), the fee model adopted, and client demographics. To maximize financial advisor pay in Oswego, aspiring professionals should consider obtaining the CFP credential and cultivating a high-net-worth client base, focusing on fiduciary practices that favor long-term growth and retention over commission-based sales.
More salary data for Oswego, NY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,619 for financial advisorsin the Oswego metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Oswego is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov