Financial Advisor Salary in North Tonawanda, NY: $121,625 (2026)
Quick Answer:A full-time financial advisor in North Tonawanda, NY earns a median $121,625/year (≈ $58.48/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in North Tonawanda's price level (16% above national, BEA RPP 115.9), that paycheck buys what $104,940 would nationally. Nominal pay sits 4.5% below the New York state average.
Based on BLS state-level estimates · View source
Earning a financial advisor salary in North Tonawanda, NY, reflects both local dynamics and broader industry trends. In 2026, financial advisors in this region are projected to earn a median of $121,625 annually, surpassing the national median of $108,537 by approximately 12.06%. Salary ranges demonstrate considerable variance, with entry-level positions starting around $70,543 and top performers earning as much as $188,519. This data, derived from 2025 BLS state-level estimates and adjusted for regional price considerations, indicates a competitive environment for financial advisors, particularly as fee-only fiduciary practices grow and attract a client base increasingly wary of commission-based models. North Tonawanda's economic landscape supports this, making it an inviting market for those who have obtained their CFP credential and are adept in navigating fiduciary responsibilities.
About the North Tonawanda Market
Salary estimated from New York average ($168,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $70,543 | $33.91 |
| Lower Range (P25) | $87,571 | $42.11 |
| Median (P50)(typical) | $121,625 | $58.48 |
| Upper Range (P75) | $155,680 | $74.85 |
| Top Earners (P90) | $188,519 | $90.64 |
Median Salary Position
12.06% above the national average
2026 Salary Percentile Distribution in North Tonawanda
In North Tonawanda, NY, the financial advisor salary spread from the 10th to 90th percentile is $117,976 (2026 est.). At $121,625, the local median is 12.06% above the national median of $108,537.
Salary Calculator
At 40 hours/week in North Tonawanda: You'd be in the lower-middle range
How North Tonawanda Financial Advisor Pay Compares
North Tonawanda median: $121,625/year (2026)
| Compared To | Median Salary | North Tonawanda Pays |
|---|---|---|
| New York Average | $127,356 | -4.50% less |
| National Average | $108,537 | +12.06% more |
Financial Advisors in North Tonawanda, NY earn a median of $121,625 per year (2026 est.), which is 12.06% higher than the national median of $108,537 and 4.50% below the New York state average of $127,356.
Cost-of-Living Adjusted Salary
North Tonawanda has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Tonawanda, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $121,625 is competitive, the higher cost of living reduces purchasing power to an effective $104,940 — a 13.72% reduction.
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2019 BLS Actual
$98,444
2025 BLS Actual
$117,740
2026 Current Est.
$121,625
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in North Tonawanda (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,444 | Actual |
| 2020 | $100,102 | Actual |
| 2021 | $105,526 | Actual |
| 2022 | $106,893 | Actual |
| 2023 | $111,588 | Actual |
| 2024 | $185,962 | Actual |
| 2025 | $117,740 | Actual |
| 2026(current) | $121,625 | Estimated |
| 2027 | $125,639 | Projected |
Based on 7 years of BLS OEWS data for the North Tonawanda metropolitan area, the median financial advisor salary grew 19.6% from $98,444 (2019) to $117,740 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $125,639 by 2027 — a total increase of $27,195 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Tonawanda metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $70,543 – $87,571 |
| 3-5 years (Mid Career) | $87,571 – $121,625 |
| 5+ years (Experienced) | $121,625 – $155,680 |
| 10+ years (Top Earner) | $155,680 – $188,519 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in North Tonawanda
The job market for financial advisors in North Tonawanda features eight professionals currently employed, underscoring a niche but stable demand. However, the cost of living index in the area sits at 115.9, slightly above the national average, indicating that housing and everyday expenses could impact take-home pay for financial advisors. Among local employers, wirehouses like Merrill Lynch and UBS tend to offer higher pay scales, yet many independent broker-dealers like Raymond James and fiduciary RIAs are rapidly gaining traction as they cater to high-net-worth clients. Variations in compensation stem from factors such as AUM book size, fee models, and the growing emphasis on the CFP designation, which can raise earning potential. Advisors aiming to maximize their financial advisor pay in North Tonawanda should consider specializing in wealth management for higher asset concentrations and leveraging partnerships within RIAs to enhance their earnings potential sustainably.
More salary data for North Tonawanda, NY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $117,740 for financial advisorsin the North Tonawanda metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Tonawanda is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov