Financial Advisor Salary in Kingston, NY: $119,367 (2026)
Quick Answer:A full-time financial advisor in Kingston, NY earns a median $119,367/year (≈ $57.38/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Kingston's price level (16% above national, BEA RPP 115.9), that paycheck buys what $102,991 would nationally. Nominal pay sits 6.3% below the New York state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Kingston, New York, are projected to earn a median annual salary of $119,367, surpassing the national median of $108,537 by nearly 10%. The compensation range for this profession in the area varies widely, with entry-level salaries starting at $69,233 and experienced professionals making as much as $185,020, reflecting the demand for both fee-only fiduciaries and commission-based advisors. This premium in salary highlights the growing trend toward fiduciary services, where certified financial planners (CFPs) are increasingly sought after for their expertise. Given the economic landscape and regional price adjustments, Kingston's financial advisory market continues to shift, offering robust opportunities for those looking to establish or grow their careers in this field.
About the Kingston Market
Salary estimated from New York average ($168,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $69,233 | $33.28 |
| Lower Range (P25) | $87,572 | $42.11 |
| Median (P50)(typical) | $119,367 | $57.38 |
| Upper Range (P75) | $152,790 | $73.46 |
| Top Earners (P90) | $185,020 | $88.95 |
Median Salary Position
9.98% above the national average
2026 Salary Percentile Distribution in Kingston
In Kingston, NY, the financial advisor salary spread from the 10th to 90th percentile is $115,787 (2026 est.). At $119,367, the local median is 9.98% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Kingston: You'd be in the lower-middle range
How Kingston Financial Advisor Pay Compares
Kingston median: $119,367/year (2026)
| Compared To | Median Salary | Kingston Pays |
|---|---|---|
| New York Average | $127,393 | -6.30% less |
| National Average | $108,537 | +9.98% more |
Financial Advisors in Kingston, NY earn a median of $119,367 per year (2026 est.), which is 9.98% higher than the national median of $108,537 and 6.30% below the New York state average of $127,393.
Cost-of-Living Adjusted Salary
Kingston has a cost of living 15.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kingston, NY has a cost-of-living index of 115.9 (above the national average of 100). While the nominal salary of $119,367 is competitive, the higher cost of living reduces purchasing power to an effective $102,991 — a 13.72% reduction.
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2019 BLS Actual
$96,616
2025 BLS Actual
$115,554
2026 Current Est.
$119,367
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Kingston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $96,616 | Actual |
| 2020 | $98,243 | Actual |
| 2021 | $107,570 | Actual |
| 2022 | $82,080 | Actual |
| 2023 | $101,330 | Actual |
| 2024 | $102,680 | Actual |
| 2025 | $115,554 | Actual |
| 2026(current) | $119,367 | Estimated |
| 2027 | $123,306 | Projected |
Based on 7 years of BLS OEWS data for the Kingston metropolitan area, the median financial advisor salary grew 19.6% from $96,616 (2019) to $115,554 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $123,306 by 2027 — a total increase of $26,690 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kingston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $69,233 – $87,572 |
| 3-5 years (Mid Career) | $87,572 – $119,367 |
| 5+ years (Experienced) | $119,367 – $152,790 |
| 10+ years (Top Earner) | $152,790 – $185,020 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Kingston
The local job market comprises just four financial advisors, indicating a small yet competitive environment for professionals in Kingston, NY. With a cost-of-living index of 115.9, the purchasing power for financial advisors may be somewhat limited compared to other regions. However, larger employers like Morgan Stanley and UBS, as well as independent broker-dealers such as LPL and Raymond James, provide higher compensation opportunities, particularly for those adept at managing high-net-worth client portfolios. Compensation disparities often arise from factors such as assets under management (AUM), fee structures, and credentialing; advisors with CFP or CFA designations typically command higher salaries. To maximize financial advisor pay in Kingston, professionals should focus on building a strong AUM base and consider transitioning to fee-only models, which often yield better long-term earnings than commission structures prevalent at wirehouses.
More salary data for Kingston, NY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,554 for financial advisorsin the Kingston metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kingston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov