Financial Advisor Salary in Bozeman, MT: $87,795 (2026)
Quick Answer:A full-time financial advisor in Bozeman, MT earns a median $87,795/year (≈ $42.21/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Bozeman's price level (3% above national, BEA RPP 102.5), that paycheck buys what $85,645 would nationally. Nominal pay sits 12.8% below the Montana state average.
Official BLS data · View source
In 2026, financial advisors in Bozeman, Montana, can expect a median salary of $87,795, which reflects the ongoing impact of the structural divide between wirehouses and Registered Investment Advisors (RIAs) on compensation. The salary range is notably wide, with lowest earners making around $66,019 and top-tier professionals potentially earning as much as $165,807. These figures come from the official Bureau of Labor Statistics (BLS) OEWS surveys and highlight the earning potential in this sector. While the median salary in Bozeman is lower than the national figure of $108,537, the city presents unique opportunities particularly for those who align with a fiduciary model, which is gaining traction amid the evolving financial landscape.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $66,019 | $31.74 |
| Lower Range (P25) | $87,795 | $42.21 |
| Median (P50)(typical) | $87,795 | $42.21 |
| Upper Range (P75) | $109,312 | $52.56 |
| Top Earners (P90) | $165,807 | $79.72 |
Median Salary Position
19.11% below the national average
2026 Salary Percentile Distribution in Bozeman
In Bozeman, MT, the financial advisor salary spread from the 10th to 90th percentile is $99,788 (2026 est.). At $87,795, the local median is 19.11% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Bozeman: You'd be in the entry-level range
How Bozeman Financial Advisor Pay Compares
Bozeman median: $87,795/year (2026)
| Compared To | Median Salary | Bozeman Pays |
|---|---|---|
| Montana Average | $100,682 | -12.80% less |
| National Average | $108,537 | -19.11% less |
Financial Advisors in Bozeman, MT earn a median of $87,795 per year (2026 est.), which is 19.11% lower than the national median of $108,537 and 12.80% below the Montana state average of $100,682.
Cost-of-Living Adjusted Salary
Bozeman has a cost of living 2.51% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bozeman, MT has a cost-of-living index of 102.51 (above the national average of 100). While the nominal salary of $87,795 is competitive, the higher cost of living reduces purchasing power to an effective $85,645 — a 2.45% reduction.
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2019 BLS Actual
$71,061
2025 BLS Actual
$84,990
2026 Current Est.
$87,795
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Bozeman (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $71,061 | Actual |
| 2020 | $72,258 | Actual |
| 2021 | $76,173 | Actual |
| 2022 | $77,160 | Actual |
| 2023 | $80,549 | Actual |
| 2024 | $95,160 | Actual |
| 2025 | $84,990 | Actual |
| 2026(current) | $87,795 | Estimated |
| 2027 | $90,692 | Projected |
Based on 7 years of BLS OEWS data for the Bozeman metropolitan area, the median financial advisor salary grew 19.6% from $71,061 (2019) to $84,990 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $90,692 by 2027 — a total increase of $19,631 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bozeman metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $66,019 – $87,795 |
| 3-5 years (Mid Career) | $87,795 – $87,795 |
| 5+ years (Experienced) | $87,795 – $109,312 |
| 10+ years (Top Earner) | $109,312 – $165,807 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Bozeman
As Bozeman's cost of living index sits slightly above the national average at 102.51, financial advisors must consider its implications for their take-home pay. Job availability in the area is on the rise, supported by a growing number of high-net-worth clients seeking wealth management services. Wirehouses like Morgan Stanley and Merrill Lynch frequently offer the highest salaries; however, independent advisors at RIAs might find better overall profitability through robust fee-based models, particularly those who have acquired strong CFP or CFA credentials. Factors influencing salary dispersion include the advisor’s AUM book size, fee structures, and the competitive nature of financial markets in Bozeman. Maximizing compensation will involve focusing on building client relationships, obtaining key certifications, and considering transition opportunities that may leverage high-value packages from wirehouses or advantageous partnerships with RIAs.
More salary data for Bozeman, MT:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $84,990 for financial advisorsin the Bozeman metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 2-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov