Financial Advisor Salary in Middletown, DE: $101,987 (2026)
Quick Answer:A full-time financial advisor in Middletown, DE earns a median $101,987/year (≈ $49.04/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Middletown's price level (2% above national, BEA RPP 101.7), that paycheck buys what $100,282 would nationally. Nominal pay sits 7.6% below the Delaware state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Middletown, Delaware, can expect to earn a median annual salary of $101,987, a figure that slightly trails the national median of $108,537. The projected salary range reflects a broad spectrum of earnings, with starting salaries around $59,153 for entry-level positions and experienced advisors earning upwards of $158,080. These figures, derived from 2025 BLS data, consider local market conditions and regional cost adjustments. As the industry evolves, the trend toward fiduciary fee-only models and the prestige associated with the CFP credential are influencing compensation structures, positioning Middletown's financial advisory market competitively despite a smaller talent pool.
About the Middletown Market
Salary estimated from Delaware average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $59,153 | $28.44 |
| Lower Range (P25) | $73,431 | $35.31 |
| Median (P50)(typical) | $101,987 | $49.04 |
| Upper Range (P75) | $130,543 | $62.77 |
| Top Earners (P90) | $158,080 | $76.00 |
Median Salary Position
6.03% below the national average
2026 Salary Percentile Distribution in Middletown
In Middletown, DE, the financial advisor salary spread from the 10th to 90th percentile is $98,927 (2026 est.). At $101,987, the local median is 6.03% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Middletown: You'd be in the lower-middle range
How Middletown Financial Advisor Pay Compares
Middletown median: $101,987/year (2026)
| Compared To | Median Salary | Middletown Pays |
|---|---|---|
| Delaware Average | $110,376 | -7.60% less |
| National Average | $108,537 | -6.03% less |
Financial Advisors in Middletown, DE earn a median of $101,987 per year (2026 est.), which is 6.03% lower than the national median of $108,537 and 7.60% below the Delaware state average of $110,376.
Cost-of-Living Adjusted Salary
Middletown has a cost of living 1.70% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Middletown, DE has a cost-of-living index of 101.7 (above the national average of 100). While the nominal salary of $101,987 is competitive, the higher cost of living reduces purchasing power to an effective $100,282 — a 1.67% reduction.
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2019 BLS Actual
$82,548
2025 BLS Actual
$98,729
2026 Current Est.
$101,987
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Middletown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $82,548 | Actual |
| 2020 | $83,939 | Actual |
| 2021 | $88,487 | Actual |
| 2022 | $89,633 | Actual |
| 2023 | $93,570 | Actual |
| 2024 | $105,241 | Actual |
| 2025 | $98,729 | Actual |
| 2026(current) | $101,987 | Estimated |
| 2027 | $105,353 | Projected |
Based on 7 years of BLS OEWS data for the Middletown metropolitan area, the median financial advisor salary grew 19.6% from $82,548 (2019) to $98,729 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $105,353 by 2027 — a total increase of $22,805 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Middletown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $59,153 – $73,431 |
| 3-5 years (Mid Career) | $73,431 – $101,987 |
| 5+ years (Experienced) | $101,987 – $130,543 |
| 10+ years (Top Earner) | $130,543 – $158,080 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Middletown
The job market in Middletown hosts a modest number of financial advisors, with only six currently employed in the area, indicating a tightly knit community where competition can drive higher pay for qualified candidates. With a cost-of-living index of 101.7, advisors must be mindful of purchasing power when evaluating salary offers. Regional employers such as Morgan Stanley or UBS, alongside independent broker-dealers like LPL and fee-only RIAs, tend to offer competitive pay, particularly for those with solid AUM book sizes or specialized credentials like CFP or CFA. The variance in financial advisor pay in Middletown reflects factors including client asset concentration, fee models, and potential revenue sharing with firm partners. To maximize earnings, aspiring advisors should focus on building client relationships and fine-tuning their fee structures, adapting to the region's unique market dynamics while leveraging professional certifications.
More salary data for Middletown, DE:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $98,729 for financial advisorsin the Middletown metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Middletown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov