Financial Advisor Salary in Bear, DE: $105,780 (2026)
Quick Answer:A full-time financial advisor in Bear, DE earns a median $105,780/year (≈ $50.85/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Bear's price level (2% above national, BEA RPP 101.7), that paycheck buys what $104,012 would nationally. Nominal pay sits 4.2% below the Delaware state average.
Based on BLS state-level estimates · View source
In Bear, Delaware, financial advisors are projected to earn a median annual salary of $105,780 in 2026, which is slightly below the national median of $108,537. The salary range for advisors in this area varies significantly, from $61,353 at the 10th percentile to $163,960 at the 90th percentile, indicating a diverse compensation landscape driven by factors such as expertise, client base, and individual business models. These figures, derived from 2025 BLS data projected into 2026, reflect not only the earning potential within Bear but also the broader regional economic conditions, particularly relevant as many in the sector transition towards independent practice and the fiduciary model, influencing long-term earning potential.
About the Bear Market
Salary estimated from Delaware average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $61,353 | $29.49 |
| Lower Range (P25) | $76,162 | $36.62 |
| Median (P50)(typical) | $105,780 | $50.85 |
| Upper Range (P75) | $135,398 | $65.10 |
| Top Earners (P90) | $163,960 | $78.83 |
Median Salary Position
2.54% below the national average
2026 Salary Percentile Distribution in Bear
In Bear, DE, the financial advisor salary spread from the 10th to 90th percentile is $102,607 (2026 est.). At $105,780, the local median is 2.54% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Bear: You'd be in the lower-middle range
How Bear Financial Advisor Pay Compares
Bear median: $105,780/year (2026)
| Compared To | Median Salary | Bear Pays |
|---|---|---|
| Delaware Average | $110,418 | -4.20% less |
| National Average | $108,537 | -2.54% less |
Financial Advisors in Bear, DE earn a median of $105,780 per year (2026 est.), which is 2.54% lower than the national median of $108,537 and 4.20% below the Delaware state average of $110,418.
Cost-of-Living Adjusted Salary
Bear has a cost of living 1.70% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bear, DE has a cost-of-living index of 101.7 (above the national average of 100). While the nominal salary of $105,780 is competitive, the higher cost of living reduces purchasing power to an effective $104,012 — a 1.67% reduction.
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2019 BLS Actual
$85,618
2025 BLS Actual
$102,401
2026 Current Est.
$105,780
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Bear (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,618 | Actual |
| 2020 | $87,061 | Actual |
| 2021 | $91,778 | Actual |
| 2022 | $92,967 | Actual |
| 2023 | $97,050 | Actual |
| 2024 | $109,155 | Actual |
| 2025 | $102,401 | Actual |
| 2026(current) | $105,780 | Estimated |
| 2027 | $109,271 | Projected |
Based on 7 years of BLS OEWS data for the Bear metropolitan area, the median financial advisor salary grew 19.6% from $85,618 (2019) to $102,401 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $109,271 by 2027 — a total increase of $23,653 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bear metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $61,353 – $76,162 |
| 3-5 years (Mid Career) | $76,162 – $105,780 |
| 5+ years (Experienced) | $105,780 – $135,398 |
| 10+ years (Top Earner) | $135,398 – $163,960 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Bear
With only six financial advisors currently employed in Bear, the local job market for this profession is relatively small yet specialized. The cost of living index stands at 101.7, suggesting slightly elevated living costs compared to the national average, which impacts disposable income and purchasing power for residents here. Employers in Bear, including wirehouses like Morgan Stanley and Wells Fargo Advisors, often provide competitive compensation, but independent and fee-only firms are increasingly attractive due to their sustainable AUM-based fee models. The dispersion of advisor pay is informed by elements such as firm structure, credential levels like CFP or CFA, and client focus, particularly high-net-worth individuals. For financial advisors aiming to maximize their compensation in Bear, positioning within an RIA or building a robust independent practice could yield the highest returns, given the shifting dynamics in the industry and the potential for stronger client relationships and loyalty.
More salary data for Bear, DE:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,401 for financial advisorsin the Bear metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bear is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov