Financial Advisor Hourly Pay in Smyrna, TN: $38.58 (2026)
Quick Answer:Hourly pay for a financial advisor working in Smyrna, TN runs $38.58 at the median for 2026 — annualizing to $80,242 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Smyrna's regional price level (BEA RPP 91.8, 8% below national), each hour of work buys what $42.03 nationally would. A 24-hour part-time schedule grosses $48,151 per year.
Based on BLS state-level estimates · View source
In Smyrna, Tennessee, the financial advisor hourly pay is projected at $38.58 in 2026, which is significantly lower than the national median of $52.18. This discrepancy might pose challenges for part-time workers, especially those seeking to balance their professional work with personal commitments, as earning $38.58 per hour means a potential income of $36,000 for someone working a three-day week at 24 hours total. Entry-level advisors can expect to earn around $22.37, while more seasoned professionals can command up to $59.80 per hour. Most financial advisors in the area operate in diverse environments, including wirehouse branch offices, insurance agency offices, and virtual planning meetings, which affect their ability to increase their earnings through either higher hourly rates or client volume.
About the Smyrna Market
Salary estimated from Tennessee average ($92,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.37 | $179.00 |
| Lower Range (P25) | $27.78 | $222.22 |
| Median (P50) | $38.58 | $308.66 |
| Upper Range (P75) | $49.38 | $395.02 |
| Top Earners (P90) | $59.80 | $478.40 |
Estimated Annual Income by Work Schedule in Smyrna
Based on $38.58/hr median hourly rate · 2026 est.
At $38.58/hr, a financial advisor working full-time (40 hr/wk) in Smyrna, TN can expect to earn approximately $80,252 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $46,299. With a cost-of-living index of 91.80 (below the national average), these earnings stretch further in Smyrna.
Hourly Rate Calculator
Schedule Comparison in Smyrna
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,543.30 | $6,688 | $80,252 |
| Part-Time (24 hrs) | $925.98 | $4,013 | $48,151 |
| Per Diem (16 hrs) | $617.32 | $2,675 | $32,101 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Smyrna) | $38.58 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Smyrna, TN earn a median of $80,242 per year (2026 est.), which is 26.07% lower than the national median of $108,537 and 1.10% above the Tennessee state average of $79,369.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $38.58/hr = $48,151/year (purchasing power: $52,452).
Working 40h/week (full-time) = $80,252/year (purchasing power: $87,420).
CoL index: 91.8 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$31.23/hr
2025 BLS Actual
$37.35/hr
2026 Current Est.
$38.58/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Smyrna (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $31.23/hr | Actual |
| 2020 | $31.75/hr | Actual |
| 2021 | $33.48/hr | Actual |
| 2022 | $33.91/hr | Actual |
| 2023 | $35.40/hr | Actual |
| 2024 | $41.04/hr | Actual |
| 2025 | $37.35/hr | Actual |
| 2026(current) | $38.58/hr | Estimated |
| 2027 | $39.86/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Smyrna grew 19.6% from $31.23/hr (2019) to $37.35/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $39.86/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Smyrna metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Smyrna
When analyzing the financial dynamics of part-time work as a financial advisor in Smyrna, those opting for a three-day work schedule often see lower annual earnings compared to full-time advisors. For instance, while full-time positions likely garner around $80,242 yearly, part-time roles might limit earnings considerably unless advisors can establish a strong client base. In the realm of per-diem opportunities, the majority of financial advisors at the junior level find such work less common, but as they gain experience, they could charge significant fees for project-based financial plans, ranging from $3,000 to $15,000. Additionally, the hourly rate can vary widely based on employer type; wirehouses tend to offer stable salaries but may pay less than independent broker-dealers or fee-only fiduciary RIAs. Many professionals weigh the benefits of a lower hourly rate against the security of health benefits offered by some employers. Therefore, for financial advisors in Smyrna, negotiating hourly rates effectively can lead to improved income, especially as the market shifts toward an emphasis on fiduciary standards and wealth management models.
More salary data for Smyrna, TN:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Smyrna. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Smyrna is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov