Financial Advisor Hourly Pay in Oneonta, NY: $57.14 (2026)
Quick Answer:Hourly pay for a financial advisor working in Oneonta, NY runs $57.14 at the median for 2026 — annualizing to $118,840 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Oneonta's regional price level (BEA RPP 115.9, 16% above national), each hour of work buys what $49.30 nationally would. A 24-hour part-time schedule grosses $71,305 per year.
Based on BLS state-level estimates · View source

In Oneonta, NY, the financial advisor hourly pay is projected to reach a median of $57.14 in 2026, offering a competitive advantage over the national median of $52.18. This hourly rate opens doors for part-time and per-diem financial advisors, allowing them to thrive in various settings, from wirehouse branch offices to remote planning meetings. The hourly pay range varies significantly from $33.14 for entry-level advisors to as much as $88.56 for top earners, indicating that experience and specialization in areas like financial planning or investment management can greatly influence earnings. This hourly data serves as a crucial guideline for professionals contemplating flexible work arrangements in Oneonta, particularly where client interactions may include home visits or consultations within bank private banking suites.
About the Oneonta Market
Salary estimated from New York average ($168,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $33.14 | $265.11 |
| Lower Range (P25) | $41.61 | $332.87 |
| Median (P50) | $57.14 | $457.08 |
| Upper Range (P75) | $73.14 | $585.09 |
| Top Earners (P90) | $88.56 | $708.47 |
Estimated Annual Income by Work Schedule in Oneonta
Based on $57.14/hr median hourly rate · 2026 est.
At $57.14/hr, a financial advisor working full-time (40 hr/wk) in Oneonta, NY can expect to earn approximately $118,841 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,562. With a cost-of-living index of 115.90 (above the national average), these earnings may be offset by higher expenses in Oneonta.
Hourly Rate Calculator
Schedule Comparison in Oneonta
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,285.41 | $9,903 | $118,841 |
| Part-Time (24 hrs) | $1,371.25 | $5,942 | $71,305 |
| Per Diem (16 hrs) | $914.16 | $3,961 | $47,537 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Oneonta) | $57.14 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Oneonta, NY earn a median of $118,840 per year (2026 est.), which is 9.49% higher than the national median of $108,537 and 6.70% below the New York state average of $127,375.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $57.14/hr = $71,305/year (purchasing power: $61,523).
Working 40h/week (full-time) = $118,841/year (purchasing power: $102,538).
CoL index: 115.9 (100 = national average).
2019 BLS Actual
$46.25/hr
2025 BLS Actual
$55.31/hr
2026 Current Est.
$57.14/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Oneonta (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.25/hr | Actual |
| 2020 | $47.02/hr | Actual |
| 2021 | $49.57/hr | Actual |
| 2022 | $50.21/hr | Actual |
| 2023 | $52.42/hr | Actual |
| 2024 | $87.36/hr | Actual |
| 2025 | $55.31/hr | Actual |
| 2026(current) | $57.14/hr | Estimated |
| 2027 | $59.02/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Oneonta grew 19.6% from $46.25/hr (2019) to $55.31/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $59.02/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oneonta metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Oneonta
Exploring part-time potential, a financial advisor working three days a week (approximately 24 hours) could expect to earn around $64,100 annually, significantly less than full-time counterparts. In the realm of per-diem financial advisor pay in Oneonta, while less common for junior professionals, seasoned fiduciaries may charge substantial fees for project-based financial plans ranging from $3,000 to $15,000. Additionally, consulting services for small businesses can command retainers between $5,000 and $25,000 annually. Hourly rates also vary among employers, reflecting the nature of their business model; wirehouses, independent broker-dealers, and fee-only fiduciary RIAs may all exhibit differences based on their compensation structures. Advisors should consider the trade-offs, as some may opt for lower hourly rates with benefits, while others prioritize higher pay without insurance. Practical negotiation strategies in this competitive market can enhance financial outcomes, making it essential for advisors in Oneonta to assess both their worth and market positioning thoughtfully.
More salary data for Oneonta, NY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Oneonta. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Oneonta is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov