Financial Advisor Pay

Buffalo vs Oneonta: Financial Advisor Salary (2026)

Compare financial advisor salaries between Buffalo, NY and Oneonta, NY. All figures are 2026 estimates projected from BLS 2025 data.

Buffalo, NY
$107,070
$51.47/hr
Oneonta, NY
$118,840
$57.14/hr

Side-by-Side Comparison

MetricBuffalo, NYOneonta, NY
Median Salary$107,070$118,840
Hourly Rate$51.47$57.14
Entry Level (P10)$62,290$68,928
25th Percentile$69,872$86,539
75th Percentile$181,322$152,115
Top Earner (P90)$386,363$184,202
Total Employed6905
Side-by-side bar chart comparing Buffalo ($107,070) and Oneonta ($118,840) financial advisor salaries.BuffaloOneontaMedian Salary$107,070$118,840Entry Level (P10)$62,290$68,928Top Earner (P90)$386,363$184,202US Median $108,537

Verdict

Buffalo and Oneonta are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Buffalo and Oneonta is $11,770 (10.99%). Oneonta's median is +9.49% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Buffalo spans $324,073,Oneonta spans $115,274. Buffalo has a wider pay range, meaning more potential for high earners but also more variation.

Buffalo
P10 (Entry)$62,290
P25$69,872
Median$107,070
P75$181,322
P90 (Top)$386,363
Oneonta
P10 (Entry)$68,928
P25$86,539
Median$118,840
P75$152,115
P90 (Top)$184,202

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Buffalo ($111,713 effective) pays 8.95% more than Oneonta ($102,537 effective).

Buffalo
Nominal: $107,070
CoL Index: 95.844
Adjusted: $111,713
Oneonta
Nominal: $118,840
CoL Index: 115.9
Adjusted: $102,537

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Buffalo if…

  • Better top-earner potential ($386,363)
  • Larger job market (690 employed)
  • Better purchasing power (CoL-adjusted: $111,713)
  • You prefer the New York area and lifestyle

Choose Oneonta if…

  • Higher median salary ($118,840/year)
  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Buffalo grew 9.0% from 2019 to 2025, compared to -36.7% growth in Oneonta over the same period.

Buffalo, NY

+9.0%

$95,080 (2019) → $103,650 (2025)

Oneonta, NY

+-36.7%

$181,704 (2024) → $115,044 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Buffalo or Oneonta?

Oneonta has a higher median financial advisor salary at $118,840/year, compared to Buffalo at $107,070/year — a difference of $11,770 (10.99%).

What is the hourly rate difference between Buffalo and Oneonta?

Buffalo financial advisors earn $51.47/hr while Oneonta hygienists earn $57.14/hr (2026 est.).

Should I relocate from Buffalo to Oneonta as a financial advisor?

Consider more than just salary when comparing Buffalo and Oneonta. Factor in cost of living (CoL-adjusted: Buffalo = $111,713, job availability (690 vs 5 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Buffalo vs Oneonta?

Entry-level (10th percentile) financial advisors earn $62,290 in Buffalo and $68,928 in Oneonta. The Oneonta area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov