Financial Advisor Hourly Pay in St. Clair Shores, MI: $43.49 (2026)
Quick Answer:Hourly pay for a financial advisor working in St. Clair Shores, MI runs $43.49 at the median for 2026 — annualizing to $90,468 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against St. Clair Shores's regional price level (BEA RPP 93.2, 7% below national), each hour of work buys what $46.66 nationally would. A 24-hour part-time schedule grosses $54,275 per year.
Based on BLS state-level estimates · View source
Financial advisors in St. Clair Shores, MI, earn a median hourly rate of $43.49, which falls short of the national median of $52.18. This difference highlights the local market dynamics and potential earning challenges in the area. The hourly rate supports various work schedules, making it feasible for advisors who choose part-time work, such as those dedicated to 24 hours across three days per week, allowing them to balance professional commitments while potentially engaging in other financial planning roles. The hourly earnings for financial advisors typically range from $25.23 for entry-level positions to $67.41 for seasoned professionals. These figures are derived from annual salary estimates and reflect the diverse environments in which financial advisors operate, including wirehouse branch offices, RIA conference rooms, and virtual meetings.
About the St. Clair Shores Market
Salary estimated from Michigan average ($98,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $25.23 | $201.81 |
| Lower Range (P25) | $31.32 | $250.56 |
| Median (P50) | $43.49 | $347.91 |
| Upper Range (P75) | $55.67 | $445.35 |
| Top Earners (P90) | $67.41 | $539.31 |
Estimated Annual Income by Work Schedule in St. Clair Shores
Based on $43.49/hr median hourly rate · 2026 est.
At $43.49/hr, a financial advisor working full-time (40 hr/wk) in St. Clair Shores, MI can expect to earn approximately $90,458 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $52,187. With a cost-of-living index of 93.20 (below the national average), these earnings stretch further in St. Clair Shores.
Hourly Rate Calculator
Schedule Comparison in St. Clair Shores
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,739.57 | $7,538 | $90,458 |
| Part-Time (24 hrs) | $1,043.74 | $4,523 | $54,275 |
| Per Diem (16 hrs) | $695.83 | $3,015 | $36,183 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (St. Clair Shores) | $43.49 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in St. Clair Shores, MI earn a median of $90,468 per year (2026 est.), which is 16.65% lower than the national median of $108,537 and 0.60% below the Michigan state average of $91,014.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $43.49/hr = $54,275/year (purchasing power: $58,235).
Working 40h/week (full-time) = $90,458/year (purchasing power: $97,058).
CoL index: 93.2 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$35.20/hr
2025 BLS Actual
$42.10/hr
2026 Current Est.
$43.49/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in St. Clair Shores (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $35.20/hr | Actual |
| 2020 | $35.79/hr | Actual |
| 2021 | $37.73/hr | Actual |
| 2022 | $38.22/hr | Actual |
| 2023 | $39.90/hr | Actual |
| 2024 | $43.65/hr | Actual |
| 2025 | $42.10/hr | Actual |
| 2026(current) | $43.49/hr | Estimated |
| 2027 | $44.92/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in St. Clair Shores grew 19.6% from $35.20/hr (2019) to $42.10/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $44.92/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. Clair Shores metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in St. Clair Shores
Assessing the financial advisor hourly pay in St. Clair Shores further reveals intriguing dynamics for both part-time and per diem work. A part-time advisor working 24 hours weekly could expect an annual take-home of about $54,022, compared to full-time earnings that can approach $90,468. For those operating on a per-diem basis, comprehensive financial planning services can fetch project fees ranging from $3,000 to $15,000 per client. Employment venues significantly influence hourly compensation; advisors at wirehouses might expect higher rates than those at smaller RIAs or independent broker-dealers. While advisors at larger institutions may command hourly rates that reflect extensive training and benefits, others might opt for higher hourly wages without those perks, creating a trade-off between financial security and flexibility. As such, individuals considering roles in this field must navigate these choices thoughtfully, balancing personal and professional needs while negotiating their compensation in this competitive arena.
More salary data for St. Clair Shores, MI:
Frequently Asked Questions
What is the hourly rate for financial advisors in St. Clair Shores in 2026?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in St. Clair Shores. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for St. Clair Shores is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov