Financial Advisor Hourly Pay in Waldorf, MD: $57.22 (2026)
Quick Answer:Hourly pay for a financial advisor working in Waldorf, MD runs $57.22 at the median for 2026 — annualizing to $119,019 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Waldorf's regional price level (BEA RPP 109.3, 9% above national), each hour of work buys what $52.35 nationally would. A 24-hour part-time schedule grosses $71,408 per year.
Based on BLS state-level estimates · View source
In 2026, a financial advisor's hourly pay in Waldorf, Maryland, is projected to be $57.22, significantly surpassing the national median hourly rate of $52.18. This difference is noteworthy for those considering part-time work, such as three days a week, or seeking per-diem opportunities. Financial advisors often operate in environments ranging from wirehouse branch offices to independent advisory settings, each offering unique client engagement methods. The hourly pay range stretches from $33.19 at the entry-level to $88.69 for top earners, reflecting the evolving salary landscape in the financial advisory profession. With compensation derived from estimated annual salaries, this hourly framework helps delineate the financial realities for professionals operating both full-time and on a more flexible schedule.
About the Waldorf Market
Salary estimated from Maryland average ($125,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $33.19 | $265.52 |
| Lower Range (P25) | $41.20 | $329.57 |
| Median (P50) | $57.22 | $457.74 |
| Upper Range (P75) | $73.24 | $585.92 |
| Top Earners (P90) | $88.69 | $709.55 |
Estimated Annual Income by Work Schedule in Waldorf
Based on $57.22/hr median hourly rate · 2026 est.
At $57.22/hr, a financial advisor working full-time (40 hr/wk) in Waldorf, MD can expect to earn approximately $119,013 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,661. With a cost-of-living index of 109.30 (above the national average), these earnings may be offset by higher expenses in Waldorf.
Hourly Rate Calculator
Schedule Comparison in Waldorf
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,288.71 | $9,918 | $119,013 |
| Part-Time (24 hrs) | $1,373.23 | $5,951 | $71,408 |
| Per Diem (16 hrs) | $915.49 | $3,967 | $47,605 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Waldorf) | $57.22 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Waldorf, MD earn a median of $119,019 per year (2026 est.), which is 9.66% higher than the national median of $108,537 and 0.30% above the Maryland state average of $118,663.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $57.22/hr = $71,408/year (purchasing power: $65,332).
Working 40h/week (full-time) = $119,013/year (purchasing power: $108,887).
CoL index: 109.3 (100 = national average).
2019 BLS Actual
$46.31/hr
2025 BLS Actual
$55.39/hr
2026 Current Est.
$57.22/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Waldorf (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.31/hr | Actual |
| 2020 | $47.09/hr | Actual |
| 2021 | $49.64/hr | Actual |
| 2022 | $50.29/hr | Actual |
| 2023 | $52.50/hr | Actual |
| 2024 | $65.90/hr | Actual |
| 2025 | $55.39/hr | Actual |
| 2026(current) | $57.22/hr | Estimated |
| 2027 | $59.11/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Waldorf grew 19.6% from $46.31/hr (2019) to $55.39/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $59.11/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Waldorf metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Waldorf
For those working part-time, particularly on a 24-hour weekly basis, the financial implications can be significant. By focusing on project-based engagements, experienced fiduciary advisors frequently negotiate comprehensive financial plans that yield anywhere from $3,000 to $15,000 per contract, an attractive option for those looking for flexible income streams. Per diem work is less common for entry-level advisors but can offer valuable experience for those eventually launching their independent practices. Hourly rates can vary depending on the nature of the employer; for example, financial advisors in wirehouses may earn differently than those in independent broker-dealers or RIAs. Some may opt for lower hourly pay in exchange for benefits such as health insurance, a trade-off that needs careful consideration. As the market evolves, negotiation skills become increasingly essential, allowing professionals in Waldorf to secure better terms tailored to their individual circumstances while navigating the competitive landscape of wealth management.
More salary data for Waldorf, MD:
Frequently Asked Questions
What is the hourly rate for financial advisors in Waldorf in 2026?
How much do part-time financial advisors make in Waldorf?
Are financial advisors in Waldorf paid hourly or salary?
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Do financial advisors earn more per hour working part-time in Waldorf?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Waldorf. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Waldorf is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov