Financial Advisor Hourly Pay in Gaithersburg, MD: $57.46 (2026)
Quick Answer:Hourly pay for a financial advisor working in Gaithersburg, MD runs $57.46 at the median for 2026 — annualizing to $119,498 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Gaithersburg's regional price level (BEA RPP 109.3, 9% above national), each hour of work buys what $52.57 nationally would. A 24-hour part-time schedule grosses $71,704 per year.
Based on BLS state-level estimates · View source
In Gaithersburg, Maryland, financial advisors can expect to earn a median hourly rate of $57.46, which is notably higher than the national median of $52.18. This disparity illustrates the local demand for financial expertise, as advisors frequently work in various settings such as wirehouse branch offices, RIA conference rooms, insurance agency offices, and even virtual planning meetings. For part-time advisors working three days a week, this hourly pay can lead to a comfortable income, especially as they serve clients across diverse environments, including client home visits for high-net-worth individuals. The hourly range for this profession spans from $33.32 at the entry-level to $89.04 for top earners, reflecting considerable variability in experience and client base.
About the Gaithersburg Market
Salary estimated from Maryland average ($125,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $33.32 | $266.60 |
| Lower Range (P25) | $41.36 | $330.89 |
| Median (P50) | $57.46 | $459.64 |
| Upper Range (P75) | $73.54 | $588.31 |
| Top Earners (P90) | $89.04 | $712.36 |
Estimated Annual Income by Work Schedule in Gaithersburg
Based on $57.46/hr median hourly rate · 2026 est.
At $57.46/hr, a financial advisor working full-time (40 hr/wk) in Gaithersburg, MD can expect to earn approximately $119,507 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,947. With a cost-of-living index of 109.30 (above the national average), these earnings may be offset by higher expenses in Gaithersburg.
Hourly Rate Calculator
Schedule Comparison in Gaithersburg
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,298.22 | $9,959 | $119,507 |
| Part-Time (24 hrs) | $1,378.93 | $5,975 | $71,704 |
| Per Diem (16 hrs) | $919.29 | $3,984 | $47,803 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Gaithersburg) | $57.46 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Gaithersburg, MD earn a median of $119,498 per year (2026 est.), which is 10.10% higher than the national median of $108,537 and 0.70% above the Maryland state average of $118,668.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $57.46/hr = $71,704/year (purchasing power: $65,603).
Working 40h/week (full-time) = $119,507/year (purchasing power: $109,339).
CoL index: 109.3 (100 = national average).
2019 BLS Actual
$46.50/hr
2025 BLS Actual
$55.62/hr
2026 Current Est.
$57.46/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Gaithersburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.50/hr | Actual |
| 2020 | $47.29/hr | Actual |
| 2021 | $49.85/hr | Actual |
| 2022 | $50.50/hr | Actual |
| 2023 | $52.71/hr | Actual |
| 2024 | $66.16/hr | Actual |
| 2025 | $55.62/hr | Actual |
| 2026(current) | $57.46/hr | Estimated |
| 2027 | $59.35/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Gaithersburg grew 19.6% from $46.50/hr (2019) to $55.62/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $59.35/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gaithersburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Gaithersburg
Part-time financial advisors in Gaithersburg who work around 24 hours each week can expect annual earnings significantly lower than their full-time counterparts. While a full-time advisor maximizing their hours might earn up to the upper limits of the hourly spectrum, part-time roles keep earnings constrained. The per-diem financial advisor pay in Gaithersburg can also be influenced by the type of firm, with wirehouses often offering structured pay packages, while independent firms and RIAs might align compensation based on comprehensive service fees. Project-based advisors, particularly those experienced in fiduciary roles, can command fees between $3,000 to $15,000 per plan, suggesting that even on a per-diem basis, seasoned advisors can find lucrative opportunities. When negotiating pay, advisors should consider the trade-offs between higher hourly rates often devoid of benefits and lower rates at firms providing health insurance and retirement contributions, aligning their financial goals with the structure of their employer.
More salary data for Gaithersburg, MD:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Gaithersburg. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Gaithersburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov