Financial Advisor Hourly Pay in Frederick, MD: $55.80 (2026)
Quick Answer:Hourly pay for a financial advisor working in Frederick, MD runs $55.80 at the median for 2026 — annualizing to $116,060 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Frederick's regional price level (BEA RPP 109.3, 9% above national), each hour of work buys what $51.05 nationally would. A 24-hour part-time schedule grosses $69,642 per year.
Based on BLS state-level estimates · View source
In Frederick, Maryland, financial advisors can expect a median hourly pay of $55.80, which is notably higher than the national median of $52.18. This competitive hourly rate positions professionals in a favorable light, especially those considering part-time work or per-diem positions. For instance, a financial advisor working three days a week could effectively structure their earnings to optimize work-life balance while still commanding a respectable wage. The hourly range spans from $32.36 for entry-level positions to $86.48 for top earners, showcasing the potential for significant upward mobility in this field. Typical work environments may include wirehouse branch offices, RIA conference rooms, insurance agencies, and virtual planning meetings, allowing for diverse opportunities to engage with clients across various settings.
About the Frederick Market
Salary estimated from Maryland average ($125,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $32.36 | $258.91 |
| Lower Range (P25) | $40.17 | $321.39 |
| Median (P50) | $55.80 | $446.42 |
| Upper Range (P75) | $71.42 | $571.37 |
| Top Earners (P90) | $86.48 | $691.86 |
Estimated Annual Income by Work Schedule in Frederick
Based on $55.80/hr median hourly rate · 2026 est.
At $55.80/hr, a financial advisor working full-time (40 hr/wk) in Frederick, MD can expect to earn approximately $116,070 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $66,963. With a cost-of-living index of 109.30 (above the national average), these earnings may be offset by higher expenses in Frederick.
Hourly Rate Calculator
Schedule Comparison in Frederick
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,232.11 | $9,672 | $116,070 |
| Part-Time (24 hrs) | $1,339.26 | $5,803 | $69,642 |
| Per Diem (16 hrs) | $892.84 | $3,869 | $46,428 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Frederick) | $55.80 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Frederick, MD earn a median of $116,060 per year (2026 est.), which is 6.93% higher than the national median of $108,537 and 2.20% below the Maryland state average of $118,670.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $55.80/hr = $69,642/year (purchasing power: $63,716).
Working 40h/week (full-time) = $116,070/year (purchasing power: $106,194).
CoL index: 109.3 (100 = national average).
2019 BLS Actual
$45.17/hr
2025 BLS Actual
$54.02/hr
2026 Current Est.
$55.80/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Frederick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $45.17/hr | Actual |
| 2020 | $45.93/hr | Actual |
| 2021 | $48.42/hr | Actual |
| 2022 | $49.04/hr | Actual |
| 2023 | $51.20/hr | Actual |
| 2024 | $64.26/hr | Actual |
| 2025 | $54.02/hr | Actual |
| 2026(current) | $55.80/hr | Estimated |
| 2027 | $57.64/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Frederick grew 19.6% from $45.17/hr (2019) to $54.02/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $57.64/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Frederick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Frederick
Advisors keen on part-time commitments may find that a 24-hour work week results in a decent annual income, though it will naturally be less than that of full-time colleagues. For financial advisors considering per diem opportunities, it’s essential to note that such arrangements are less common at junior levels; however, seasoned fiduciary advisors can earn between $3,000 and $15,000 for detailed project-based financial plans. The financial advising landscape in Frederick features varying hourly rates based on employer type. Wirehouses like Morgan Stanley and independent broker-dealers may offer lower hourly rates in exchange for benefits such as health insurance, while independent Registered Investment Advisors can command higher hourly fees absent those benefits. Understanding these trade-offs allows professionals to negotiate effectively, ensuring they secure compensation reflective of their expertise and client impact, an essential skill in this evolving market.
More salary data for Frederick, MD:
Frequently Asked Questions
What is the hourly rate for financial advisors in Frederick in 2026?
How much do part-time financial advisors make in Frederick?
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How much does a full-time financial advisor make per year in Frederick?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Frederick. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Frederick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov