Entry-Level Financial Advisor Salary in North Ogden, UT: $36,134 (2026)
Quick Answer:New financial advisors entering the North Ogden, UT job market in 2026 can expect a starting salary around $36,134 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out North Ogden's local price level (BEA RPP 98.1 — 2% below national), a first-year paycheck buys what $36,834 would in average-cost America. Most reach the city median ($62,301) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates entering the financial advising field in North Ogden, Utah can expect starting financial advisor salaries that are considerably lower than the local median annual income of $62,301. Entry-level positions offer salaries beginning at approximately $36,134, with potential growth to around $45,046 as they gain experience. The first few years on the job can be a vital period, where initial earnings may feel somewhat limited, but dedicated professionals have a path that leads to the median salary range over a few years. North Ogden presents a supportive environment for financial advisors with a moderate cost of living index at 98.1, indicating that while salaries may lag behind national averages, the overall living cost is manageable for aspiring advisors.
About the North Ogden Market
Salary estimated from Utah average ($92,000) adjusted for local cost of living.
Career Earnings Timeline in North Ogden
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in North Ogden
Entry-level financial advisors in North Ogden, UT typically start between $36,134 and $45,046 per year (2026 est.). The full salary range spans $60,433 from the 10th to 90th percentile, with the local median at $62,301 — 42.6% below the national median.
Return on Investment
The average financial planning program cost in Utah of $42,000 represents just 116.23% of the starting financial advisor pay ($36,134/year) in North Ogden. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in North Ogden
- 1Research the North Ogden market: entry-level financial advisor pay ranges from $36,134 to $45,046, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in North Ogden, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in North Ogden for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5North Ogden's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in North Ogden is $60,433 ( 167.25%) between entry-level and top earners. Starting at $36,134, experienced hygienists can earn up to $96,567.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$29,934
2025 BLS Actual
$34,980
2026 Current Est.
$36,134
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in North Ogden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $29,934 | Actual |
| 2020 | $30,736 | Actual |
| 2021 | $33,154 | Actual |
| 2022 | $32,548 | Actual |
| 2023 | $33,962 | Actual |
| 2024 | $48,645 | Actual |
| 2025 | $34,980 | Actual |
| 2026(current) | $36,134 | Estimated |
| 2027 | $37,327 | Projected |
Entry-level financial advisor compensation (10th percentile) in North Ogden, UT grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $29,934 in 2019 to $34,980 in 2025. By 2027, starting salaries are projected to reach $37,327. New graduates entering the North Ogden job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in North Ogden
Employers in North Ogden hiring new financial advisors primarily include insurance firms like Northwestern Mutual and MassMutual, which often have structured training programs and commission bonuses designed to attract recent graduates. Wealth management roles in traditional banks may look toward those with advanced degrees or specific credentials, such as a CFA or CFP. For aspiring financial advisors, obtaining licensures like Series 7 and Series 66 early in their careers can significantly enhance their marketability and boost starting financial advisor pay in UT. The industry's current shift favors fiduciary models, particularly within RIAs experiencing rapid growth, while wirehouses are adapting to a more employee-focused framework. Therefore, new advisors should strategically pursue certifications that align with the evolving landscape while setting realistic salary growth expectations. Over the first three years, earnings can increase as advisors build a client base and gain valuable industry experience.
More salary data for North Ogden, UT:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in North Ogden. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for North Ogden is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov