Financial Advisor Pay

Entry-Level Financial Advisor Salary in Ogden, UT: $35,112 (2026)

Quick Answer:New financial advisors entering the Ogden, UT job market in 2026 can expect a starting salary around $35,112 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Ogden's local price level (BEA RPP 100.30% above national), a first-year paycheck buys what $34,990 would in average-cost America. Most reach the city median ($64,635) within a few years of clinical practice.

$35,112
Starting Salary
$16.88/hr
Starting Hourly
$35,112
Entry Level
$64,635
Career Median Target

Official BLS data · View source

Financial Advisor Entry Level Salary in Ogden, UT — 2026 est., based on 2025 BLS
Ogden, UT financial advisor entry level salary overview (2026 est., based on 2025 BLS)

Among the various entry-level opportunities available in Ogden, the financial advisory sector offers a starting financial advisor salary of approximately $35,112 in 2026. While this figure sits at the lower end of the local salary range, the median annual salary for all financial advisors in the city is projected to be $64,635. This reveals a considerable growth trajectory that entry-level advisors can expect over the first few years of their careers, potentially moving towards a more realistic pay of $48,169 within three to five years. Given Ogden's developing market for financial services and a projected 3.30% annual growth rate, new graduates entering this field may find viable opportunities and room for advancement as they gain experience.

Career Earnings Timeline in Ogden

Year 0-2

New Graduate

$35,112/yr
Year 2-5

Early Career

$48,169/yr
Year 5-10

Mid Career

$64,635/yr
Year 10+

Experienced

$99,261/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Ogden

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Ogden. The median salary is $64,635, compared to the national median of $108,537.$31.6K$69.1K$106.6K$144.1K$181.6K$35.1K10th Pctl$48.2K25th Pctl$64.6KMedian$99.3K75th Pctl$172.9K90th PctlUS Median$108.5K

Entry-level financial advisors in Ogden, UT typically start between $35,112 and $48,169 per year (2026 est.). The full salary range spans $137,823 from the 10th to 90th percentile, with the local median at $64,63540.45% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Ogden metro area.

Return on Investment

$42,000
Avg UT Program Cost
$35,112
Starting Salary
119.62%
Cost-to-Salary Ratio
1.2 yr
Payback Estimate

The average financial planning program cost in Utah of $42,000 represents just 119.62% of the starting financial advisor pay ($35,112/year) in Ogden. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in Ogden

  • 1Research the Ogden market: entry-level financial advisor pay ranges from $35,112 to $48,169, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in UT often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Ogden, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Ogden for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Ogden's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in Ogden is $137,823 ( 392.52%) between entry-level and top earners. Starting at $35,112, experienced hygienists can earn up to $172,935.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$21,230

2025 BLS Actual

$33,990

2026 Current Est.

$35,112

2019–2027 Growth

+70.8%

Salary Trajectory for Financial Advisors in Ogden (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Ogden. Baseline $21,230 in 2025, projected to $36,270 by 2027.$17.9K$23.7K$29.6K$35.5K$41.4K2019202020212022202320242025202620272025 BLS$21.2K$21.8K$30.2K$31.0K$32.5K$38.0K$34.0K$35.1K$36.3K
YearAnnual SalaryStatus
2019$21,230Actual
2020$21,800Actual
2021$30,160Actual
2022$30,980Actual
2023$32,470Actual
2024$38,020Actual
2025$33,990Actual
2026(current)$35,112Estimated
2027$36,270Projected

Entry-level financial advisor compensation (10th percentile) in Ogden, UT grew 60.1% over 7 years based on actual BLS metropolitan area surveys, rising from $21,230 in 2019 to $33,990 in 2025. By 2027, starting salaries are projected to reach $36,270. New graduates entering the Ogden job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in Ogden

In Ogden, several employers are actively seeking new graduates for entry-level financial advisory roles, including established firms like Northwestern Mutual and Edward Jones. These organizations often provide structured ramps and bonus opportunities tied to commissions, making it a straightforward entry point for fresh graduates. Obtaining crucial licenses such as the Series 7 and Series 66 can enhance initial salary and employability. Moreover, new advisors are increasingly finding roles within Registered Investment Advisors (RIAs), which emphasize fee-only models rather than commission-based structures—an essential consideration as the industry evolves. Recent data indicates that having credentials like the CFP may improve earning potential considerably, especially given the ongoing shift towards fiduciary practices. For new financial advisors in Ogden, a focus on building client relationships and continuously pursuing relevant certifications is vital for achieving salary growth and professional satisfaction during the critical first three years of their careers.

Frequently Asked Questions

What is the starting salary for financial advisors in Ogden in 2026?

Entry-level financial advisors in Ogden start at approximately $35,112/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $16.88/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in Ogden?

Most financial advisors in Ogden progress from the entry-level salary of $35,112 to the area median of $64,635 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $172,935 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in Ogden?

With a starting salary of $35,112/year in Ogden and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in Ogden?

New financial planning graduates in Ogden typically start near the 10th percentile at $35,112/year, or approximately $16.88/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Utah?

To become a licensed financial advisor in Utah, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Utah, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Utah

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ogden. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: