Entry-Level Financial Advisor Salary in Ogden, UT: $35,112 (2026)
Quick Answer:New financial advisors entering the Ogden, UT job market in 2026 can expect a starting salary around $35,112 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Ogden's local price level (BEA RPP 100.3 — 0% above national), a first-year paycheck buys what $34,990 would in average-cost America. Most reach the city median ($64,635) within a few years of clinical practice.
Official BLS data · View source

Among the various entry-level opportunities available in Ogden, the financial advisory sector offers a starting financial advisor salary of approximately $35,112 in 2026. While this figure sits at the lower end of the local salary range, the median annual salary for all financial advisors in the city is projected to be $64,635. This reveals a considerable growth trajectory that entry-level advisors can expect over the first few years of their careers, potentially moving towards a more realistic pay of $48,169 within three to five years. Given Ogden's developing market for financial services and a projected 3.30% annual growth rate, new graduates entering this field may find viable opportunities and room for advancement as they gain experience.
Career Earnings Timeline in Ogden
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Ogden
Entry-level financial advisors in Ogden, UT typically start between $35,112 and $48,169 per year (2026 est.). The full salary range spans $137,823 from the 10th to 90th percentile, with the local median at $64,635 — 40.45% below the national median.
Return on Investment
The average financial planning program cost in Utah of $42,000 represents just 119.62% of the starting financial advisor pay ($35,112/year) in Ogden. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Ogden
- 1Research the Ogden market: entry-level financial advisor pay ranges from $35,112 to $48,169, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Ogden, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Ogden for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Ogden's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Ogden is $137,823 ( 392.52%) between entry-level and top earners. Starting at $35,112, experienced hygienists can earn up to $172,935.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$21,230
2025 BLS Actual
$33,990
2026 Current Est.
$35,112
2019–2027 Growth
+70.8%
Salary Trajectory for Financial Advisors in Ogden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $21,230 | Actual |
| 2020 | $21,800 | Actual |
| 2021 | $30,160 | Actual |
| 2022 | $30,980 | Actual |
| 2023 | $32,470 | Actual |
| 2024 | $38,020 | Actual |
| 2025 | $33,990 | Actual |
| 2026(current) | $35,112 | Estimated |
| 2027 | $36,270 | Projected |
Entry-level financial advisor compensation (10th percentile) in Ogden, UT grew 60.1% over 7 years based on actual BLS metropolitan area surveys, rising from $21,230 in 2019 to $33,990 in 2025. By 2027, starting salaries are projected to reach $36,270. New graduates entering the Ogden job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Ogden
In Ogden, several employers are actively seeking new graduates for entry-level financial advisory roles, including established firms like Northwestern Mutual and Edward Jones. These organizations often provide structured ramps and bonus opportunities tied to commissions, making it a straightforward entry point for fresh graduates. Obtaining crucial licenses such as the Series 7 and Series 66 can enhance initial salary and employability. Moreover, new advisors are increasingly finding roles within Registered Investment Advisors (RIAs), which emphasize fee-only models rather than commission-based structures—an essential consideration as the industry evolves. Recent data indicates that having credentials like the CFP may improve earning potential considerably, especially given the ongoing shift towards fiduciary practices. For new financial advisors in Ogden, a focus on building client relationships and continuously pursuing relevant certifications is vital for achieving salary growth and professional satisfaction during the critical first three years of their careers.
More salary data for Ogden, UT:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ogden. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov