Entry-Level Financial Advisor Salary in Stoughton, MA: $72,567 (2026)
Quick Answer:New financial advisors entering the Stoughton, MA job market in 2026 can expect a starting salary around $72,567 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Stoughton's local price level (BEA RPP 108.5 — 9% above national), a first-year paycheck buys what $66,882 would in average-cost America. Most reach the city median ($125,116) within a few years of clinical practice.
Based on BLS state-level estimates · View source
New graduates stepping into the financial advising field in Stoughton, Massachusetts, can anticipate an entry-level financial advisor salary of around $72,567 in 2026. This figure represents the starting point of a salary range that reaches up to $193,929 at the 90th percentile, allowing for an upward trajectory over time. While this starting salary is significantly below the city's median of $125,116, there is room for growth, particularly as new advisors near the 25th percentile of $90,084 within a few years. Stoughton’s dynamic market and employment opportunities in financial advising make it an attractive destination for new graduates seeking to establish their careers, particularly given the projected 3.30% annual growth rate in this sector.
About the Stoughton Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Career Earnings Timeline in Stoughton
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Stoughton
Entry-level financial advisors in Stoughton, MA typically start between $72,567 and $90,084 per year (2026 est.). The full salary range spans $121,362 from the 10th to 90th percentile, with the local median at $125,116 — 15.27% above the national median.
Return on Investment
The average financial planning program cost in Massachusetts of $88,000 represents just 121.27% of the starting financial advisor pay ($72,567/year) in Stoughton. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Stoughton
- 1Research the Stoughton market: entry-level financial advisor pay ranges from $72,567 to $90,084, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Stoughton, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Stoughton for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Stoughton's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Stoughton is $121,362 ( 167.24%) between entry-level and top earners. Starting at $72,567, experienced hygienists can earn up to $193,929.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$60,115
2025 BLS Actual
$70,249
2026 Current Est.
$72,567
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Stoughton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,115 | Actual |
| 2020 | $61,725 | Actual |
| 2021 | $66,582 | Actual |
| 2022 | $65,364 | Actual |
| 2023 | $68,205 | Actual |
| 2024 | $91,563 | Actual |
| 2025 | $70,249 | Actual |
| 2026(current) | $72,567 | Estimated |
| 2027 | $74,962 | Projected |
Entry-level financial advisor compensation (10th percentile) in Stoughton, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $60,115 in 2019 to $70,249 in 2025. By 2027, starting salaries are projected to reach $74,962. New graduates entering the Stoughton job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Stoughton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Stoughton
Within Stoughton, well-known employers like Northwestern Mutual, Edward Jones, and MassMutual actively recruit new graduates, often providing structured training programs that include ramp-up periods and bonuses tied to commissions. For those getting into the industry, credentials such as a Bachelor's degree, Series 7 and Series 66 licenses, and potentially a CFP designation can enhance earning potential and employment opportunities. The first few years are critical as the industry is currently bifurcating between commission-based broker models and fee-only RIAs, with the latter gaining traction. Entry-level advisors can expect varying starting financial advisor salaries based on their chosen path, and positioning oneself in the rapidly increasing RIA market could lead to significant pay increases as firms often utilize AUM-based compensation models. As these new professionals navigate their career paths in Stoughton, substantial salary growth in the initial years is realistic, particularly for those who pursue relevant certifications and engage with diverse clientele.
More salary data for Stoughton, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Stoughton. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Stoughton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov