Entry-Level Financial Advisor Salary in Natick, MA: $72,997 (2026)
Quick Answer:New financial advisors entering the Natick, MA job market in 2026 can expect a starting salary around $72,997 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Natick's local price level (BEA RPP 108.5 — 9% above national), a first-year paycheck buys what $67,278 would in average-cost America. Most reach the city median ($125,857) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Entering the financial advisory field in Natick, Massachusetts, presents new graduates with a competitive starting financial advisor salary of $72,997 in 2026. This figure is notably below the city’s median of $125,857, indicating that early-career professionals face a significant gap as they begin their journey. However, there is a discernible growth trajectory in the initial years, with salaries adjusting to around $90,617 at the 25th percentile after a few years of experience. For new graduates eager to establish themselves, Natick offers a market characterized by potential, particularly as the demand for financial advice continues to rise amidst varying compensation structures across the industry.
About the Natick Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Career Earnings Timeline in Natick
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Natick
Entry-level financial advisors in Natick, MA typically start between $72,997 and $90,617 per year (2026 est.). The full salary range spans $122,081 from the 10th to 90th percentile, with the local median at $125,857 — 15.96% above the national median.
Return on Investment
The average financial planning program cost in Massachusetts of $88,000 represents just 120.55% of the starting financial advisor pay ($72,997/year) in Natick. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Natick
- 1Research the Natick market: entry-level financial advisor pay ranges from $72,997 to $90,617, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Natick, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Natick for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Natick's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Natick is $122,081 ( 167.24%) between entry-level and top earners. Starting at $72,997, experienced hygienists can earn up to $195,078.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$60,471
2025 BLS Actual
$70,665
2026 Current Est.
$72,997
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Natick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,471 | Actual |
| 2020 | $62,091 | Actual |
| 2021 | $66,976 | Actual |
| 2022 | $65,751 | Actual |
| 2023 | $68,609 | Actual |
| 2024 | $92,105 | Actual |
| 2025 | $70,665 | Actual |
| 2026(current) | $72,997 | Estimated |
| 2027 | $75,406 | Projected |
Entry-level financial advisor compensation (10th percentile) in Natick, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $60,471 in 2019 to $70,665 in 2025. By 2027, starting salaries are projected to reach $75,406. New graduates entering the Natick job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Natick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Natick
In terms of employment opportunities, several key players in Natick welcome entry-level candidates, notably firms like Northwestern Mutual and Edward Jones, which provide comprehensive training programs and structured ramp-up periods for new advisors. These organizations often offer bonuses related to commission-based pay, an incentive that can be appealing to new entrants. To enhance starting salaries, aspiring financial advisors should consider obtaining relevant credentials such as the Series 7 and Series 66 licenses, which are fundamental for securities trading. Additionally, certifications like the CFP or CFA can make candidates more competitive within the evolving financial landscape that increasingly favors fee-only RIA models. Given that the industry is moving towards fiduciary standards and asset management fees, those entering the profession between 2026 and 2029 can anticipate realistic salary growth as they gain experience and navigate the shifting dynamics of financial advising.
More salary data for Natick, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Natick. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Natick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov