Financial Advisor Pay

Springfield vs St. Charles: Financial Advisor Salary (2026)

Compare financial advisor salaries between Springfield, MO and St. Charles, MO. All figures are 2026 estimates projected from BLS 2025 data.

Springfield, MO
$77,899
$37.45/hr
St. Charles, MO
$78,243
$37.61/hr

Side-by-Side Comparison

MetricSpringfield, MOSt. Charles, MO
Median Salary$77,899$78,243
Hourly Rate$37.45$37.61
Entry Level (P10)$36,041$45,381
25th Percentile$59,274$56,335
75th Percentile$161,117$100,150
Top Earner (P90)$307,741$121,276
Total Employed21016
Side-by-side bar chart comparing Springfield ($77,899) and St. Charles ($78,243) financial advisor salaries.SpringfieldSt. CharlesMedian Salary$77,899$78,243Entry Level (P10)$36,041$45,381Top Earner (P90)$307,741$121,276US Median $108,537

Verdict

Springfield and St. Charles are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Springfield and St. Charles is $344 (0.44%). St. Charles's median is -27.91% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Springfield spans $271,700,St. Charles spans $75,895. Springfield has a wider pay range, meaning more potential for high earners but also more variation.

Springfield
P10 (Entry)$36,041
P25$59,274
Median$77,899
P75$161,117
P90 (Top)$307,741
St. Charles
P10 (Entry)$45,381
P25$56,335
Median$78,243
P75$100,150
P90 (Top)$121,276

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Springfield ($87,937 effective) pays 0.70% more than St. Charles ($87,325 effective).

Springfield
Nominal: $77,899
CoL Index: 88.585
Adjusted: $87,937
St. Charles
Nominal: $78,243
CoL Index: 89.6
Adjusted: $87,325

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Springfield if…

  • Better top-earner potential ($307,741)
  • Larger job market (210 employed)
  • Better purchasing power (CoL-adjusted: $87,937)
  • You prefer the Missouri area and lifestyle

Choose St. Charles if…

  • Higher median salary ($78,243/year)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Springfield grew 19.8% from 2019 to 2025, compared to -9.1% growth in St. Charles over the same period.

Springfield, MO

+19.8%

$62,950 (2019) → $75,410 (2025)

St. Charles, MO

+-9.1%

$83,354 (2024) → $75,743 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Springfield or St. Charles?

St. Charles has a higher median financial advisor salary at $78,243/year, compared to Springfield at $77,899/year — a difference of $344 (0.44%).

What is the hourly rate difference between Springfield and St. Charles?

Springfield financial advisors earn $37.45/hr while St. Charles hygienists earn $37.61/hr (2026 est.).

Should I relocate from Springfield to St. Charles as a financial advisor?

Consider more than just salary when comparing Springfield and St. Charles. Factor in cost of living (CoL-adjusted: Springfield = $87,937, St. Charles = $87,325), job availability (210 vs 16 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Springfield vs St. Charles?

Entry-level (10th percentile) financial advisors earn $36,041 in Springfield and $45,381 in St. Charles. The St. Charles area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov