Financial Advisor Pay

Rochester vs Schenectady: Financial Advisor Salary (2026)

Compare financial advisor salaries between Rochester, NY and Schenectady, NY. All figures are 2026 estimates projected from BLS 2025 data.

Rochester, NY
$104,488
$50.23/hr
Schenectady, NY
$125,926
$60.54/hr

Side-by-Side Comparison

MetricRochester, NYSchenectady, NY
Median Salary$104,488$125,926
Hourly Rate$50.23$60.54
Entry Level (P10)$63,209$73,037
25th Percentile$74,944$90,666
75th Percentile$180,093$161,185
Top Earner (P90)$295,758$195,185
Total Employed82016
Side-by-side bar chart comparing Rochester ($104,488) and Schenectady ($125,926) financial advisor salaries.RochesterSchenectadyMedian Salary$104,488$125,926Entry Level (P10)$63,209$73,037Top Earner (P90)$295,758$195,185US Median $108,537

Verdict

Rochester and Schenectady are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Rochester and Schenectady is $21,438 (20.52%). Schenectady's median is +16.02% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Rochester spans $232,549,Schenectady spans $122,148. Rochester has a wider pay range, meaning more potential for high earners but also more variation.

Rochester
P10 (Entry)$63,209
P25$74,944
Median$104,488
P75$180,093
P90 (Top)$295,758
Schenectady
P10 (Entry)$73,037
P25$90,666
Median$125,926
P75$161,185
P90 (Top)$195,185

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Schenectady ($108,651 effective) pays 0.90% more than Rochester ($107,681 effective).

Rochester
Nominal: $104,488
CoL Index: 97.035
Adjusted: $107,681
Schenectady
Nominal: $125,926
CoL Index: 115.9
Adjusted: $108,651

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Rochester if…

  • Better top-earner potential ($295,758)
  • Larger job market (820 employed)
  • You prefer the New York area and lifestyle

Choose Schenectady if…

  • Higher median salary ($125,926/year)
  • Better purchasing power (CoL-adjusted: $108,651)
  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Rochester grew 10.3% from 2019 to 2025, compared to -35.4% growth in Schenectady over the same period.

Rochester, NY

+10.3%

$91,670 (2019) → $101,150 (2025)

Schenectady, NY

+-35.4%

$188,578 (2024) → $121,903 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Rochester or Schenectady?

Schenectady has a higher median financial advisor salary at $125,926/year, compared to Rochester at $104,488/year — a difference of $21,438 (20.52%).

What is the hourly rate difference between Rochester and Schenectady?

Rochester financial advisors earn $50.23/hr while Schenectady hygienists earn $60.54/hr (2026 est.).

Should I relocate from Rochester to Schenectady as a financial advisor?

Consider more than just salary when comparing Rochester and Schenectady. Factor in cost of living (CoL-adjusted: Rochester = $107,681, Schenectady = $108,651), job availability (820 vs 16 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Rochester vs Schenectady?

Entry-level (10th percentile) financial advisors earn $63,209 in Rochester and $73,037 in Schenectady. The Schenectady area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov