Financial Advisor Pay

Philadelphia vs West Chester: Financial Advisor Salary (2026)

Compare financial advisor salaries between Philadelphia, PA and West Chester, PA. All figures are 2026 estimates projected from BLS 2025 data.

Philadelphia, PA
$120,406
$57.89/hr
West Chester, PA
$98,315
$47.27/hr

Side-by-Side Comparison

MetricPhiladelphia, PAWest Chester, PA
Median Salary$120,406$98,315
Hourly Rate$57.89$47.27
Entry Level (P10)$64,067$57,023
25th Percentile$81,369$71,982
75th Percentile$182,686$125,843
Top Earner (P90)$405,205$152,388
Total Employed7,3906
Side-by-side bar chart comparing Philadelphia ($120,406) and West Chester ($98,315) financial advisor salaries.PhiladelphiaWest ChesterMedian Salary$120,406$98,315Entry Level (P10)$64,067$57,023Top Earner (P90)$405,205$152,388US Median $108,537

Verdict

Philadelphia, PA offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to West Chester.

The salary gap between Philadelphia and West Chester is $22,091 (22.47%). Philadelphia's median is +10.94% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Philadelphia spans $341,138,West Chester spans $95,365. Philadelphia has a wider pay range, meaning more potential for high earners but also more variation.

Philadelphia
P10 (Entry)$64,067
P25$81,369
Median$120,406
P75$182,686
P90 (Top)$405,205
West Chester
P10 (Entry)$57,023
P25$71,982
Median$98,315
P75$125,843
P90 (Top)$152,388

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Philadelphia ($117,407 effective) pays 16.31% more than West Chester ($100,939 effective).

Philadelphia
Nominal: $120,406
CoL Index: 102.554
Adjusted: $117,407
West Chester
Nominal: $98,315
CoL Index: 97.4
Adjusted: $100,939

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Philadelphia if…

  • Higher median salary ($120,406/year)
  • Better top-earner potential ($405,205)
  • Larger job market (7,390 employed)
  • Better purchasing power (CoL-adjusted: $117,407)
  • You prefer the Pennsylvania area and lifestyle

Choose West Chester if…

  • You prefer the Pennsylvania area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Philadelphia grew 63.7% from 2019 to 2025, compared to -6.8% growth in West Chester over the same period.

Philadelphia, PA

+63.7%

$71,190 (2019) → $116,560 (2025)

West Chester, PA

+-6.8%

$102,128 (2024) → $95,174 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Philadelphia or West Chester?

Philadelphia has a higher median financial advisor salary at $120,406/year, compared to West Chester at $98,315/year — a difference of $22,091 (22.47%).

What is the hourly rate difference between Philadelphia and West Chester?

Philadelphia financial advisors earn $57.89/hr while West Chester hygienists earn $47.27/hr (2026 est.).

Should I relocate from Philadelphia to West Chester as a financial advisor?

Consider more than just salary when comparing Philadelphia and West Chester. Factor in cost of living (CoL-adjusted: Philadelphia = $117,407, West Chester = $100,939), job availability (7,390 vs 6 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Philadelphia vs West Chester?

Entry-level (10th percentile) financial advisors earn $64,067 in Philadelphia and $57,023 in West Chester. The Philadelphia area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov