Financial Advisor Pay

Lancaster vs Philadelphia: Financial Advisor Salary (2026)

Compare financial advisor salaries between Lancaster, PA and Philadelphia, PA. All figures are 2026 estimates projected from BLS 2025 data.

Lancaster, PA
$103,104
$49.57/hr
Philadelphia, PA
$120,406
$57.89/hr

Side-by-Side Comparison

MetricLancaster, PAPhiladelphia, PA
Median Salary$103,104$120,406
Hourly Rate$49.57$57.89
Entry Level (P10)$58,148$64,067
25th Percentile$75,554$81,369
75th Percentile$167,997$182,686
Top Earner (P90)$403,758$405,205
Total Employed3607,390
Side-by-side bar chart comparing Lancaster ($103,104) and Philadelphia ($120,406) financial advisor salaries.LancasterPhiladelphiaMedian Salary$103,104$120,406Entry Level (P10)$58,148$64,067Top Earner (P90)$403,758$405,205US Median $108,537

Verdict

Philadelphia, PA offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Lancaster.

The salary gap between Lancaster and Philadelphia is $17,302 (16.78%). Philadelphia's median is +10.94% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lancaster spans $345,610,Philadelphia spans $341,138. Lancaster has a wider pay range, meaning more potential for high earners but also more variation.

Lancaster
P10 (Entry)$58,148
P25$75,554
Median$103,104
P75$167,997
P90 (Top)$403,758
Philadelphia
P10 (Entry)$64,067
P25$81,369
Median$120,406
P75$182,686
P90 (Top)$405,205

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Philadelphia ($117,407 effective) pays 11.89% more than Lancaster ($104,933 effective).

Lancaster
Nominal: $103,104
CoL Index: 98.257
Adjusted: $104,933
Philadelphia
Nominal: $120,406
CoL Index: 102.554
Adjusted: $117,407

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lancaster if…

  • You prefer the Pennsylvania area and lifestyle

Choose Philadelphia if…

  • Higher median salary ($120,406/year)
  • Better top-earner potential ($405,205)
  • Larger job market (7,390 employed)
  • Better purchasing power (CoL-adjusted: $117,407)
  • You prefer the Pennsylvania area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Lancaster grew 5.8% from 2019 to 2025, compared to 63.7% growth in Philadelphia over the same period.

Lancaster, PA

+5.8%

$94,360 (2019) → $99,810 (2025)

Philadelphia, PA

+63.7%

$71,190 (2019) → $116,560 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Lancaster or Philadelphia?

Philadelphia has a higher median financial advisor salary at $120,406/year, compared to Lancaster at $103,104/year — a difference of $17,302 (16.78%).

What is the hourly rate difference between Lancaster and Philadelphia?

Lancaster financial advisors earn $49.57/hr while Philadelphia hygienists earn $57.89/hr (2026 est.).

Should I relocate from Lancaster to Philadelphia as a financial advisor?

Consider more than just salary when comparing Lancaster and Philadelphia. Factor in cost of living (CoL-adjusted: Lancaster = $104,933, Philadelphia = $117,407), job availability (360 vs 7,390 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Lancaster vs Philadelphia?

Entry-level (10th percentile) financial advisors earn $58,148 in Lancaster and $64,067 in Philadelphia. The Philadelphia area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov