Cincinnati vs Toledo: Financial Advisor Salary (2026)
Compare financial advisor salaries between Cincinnati, OH and Toledo, OH. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cincinnati, OH | Toledo, OH |
|---|---|---|
| Median Salary | $83,198 | $85,625▲ |
| Hourly Rate | $40.00 | $41.17▲ |
| Entry Level (P10) | $46,712 | $51,288▲ |
| 25th Percentile | $63,189▲ | $62,021 |
| 75th Percentile | $172,242▲ | $170,631 |
| Top Earner (P90) | $318,102▲ | $228,128 |
| Total Employed | 2,510▲ | 250 |
Verdict
Cincinnati and Toledo are closely matched on overall financial advisor compensation, each winning on different metrics.
The salary gap between Cincinnati and Toledo is $2,427 (2.92%). Toledo's median is -21.11% compared to the US national median of $108,537.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cincinnati spans $271,390,Toledo spans $176,840. Cincinnati has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Toledo ($93,625 effective) pays 7.32% more than Cincinnati ($87,237 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cincinnati if…
- ✓Better top-earner potential ($318,102)
- ✓Larger job market (2,510 employed)
- ✓You prefer the Ohio area and lifestyle
Choose Toledo if…
- ✓Higher median salary ($85,625/year)
- ✓Better purchasing power (CoL-adjusted: $93,625)
- ✓You prefer the Ohio area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, financial advisor salaries in Cincinnati grew -1.4% from 2019 to 2025, compared to 29.1% growth in Toledo over the same period.
Cincinnati, OH
$81,650 (2019) → $80,540 (2025)
Toledo, OH
$64,200 (2019) → $82,890 (2025)
View Full Salary Data
Cincinnati, OH
Toledo, OH
Frequently Asked Questions
Which city pays financial advisors more: Cincinnati or Toledo?
What is the hourly rate difference between Cincinnati and Toledo?
Should I relocate from Cincinnati to Toledo as a financial advisor?
What do entry-level financial advisors earn in Cincinnati vs Toledo?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov